885 McCarley Rd, Vinton, OH 45686 Property Records

Gallia County property record for 885 McCarley Rd, Vinton, OH 45686

Property Summary

Property Type	Single Family Home
Details	432 sqft · built 1998
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$29,000 (Aug 2020)
Tax Bill	$308 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01500106501`

Property Details

APN / Parcel Number

Primary APN	`01500106501`

Interior

Building Area	432 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	392,040 sqft (9 acres)
Cabin	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Street Address	885 MCCARLEY RD
City	VINTON
State	OH
Zip	45686-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 NE 1/4 V312 P633
Legal Range	16
Legal Township	07
Legal Section	04
Jurisdiction	GALLIA OH
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1011
Census Tract	953600

Owner

885 McCarley Rd is owned by an individual who bought it in August 2020.

Source: Gallia County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1, PICKERINGTON, OH 43147-0001
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Aug 25, 2020	Warranty Deed, Transfer · Balloon Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Apr 12, 1996 · Amount on File
Deed Document Number	20202375
Deed Book / Page	653 / 339
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	885 MCCARLEY RD, VINTON, OH 45686-9176
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 WILSON DR, XENIA, OH 45385-1814

Mortgage

Document Number	0000708/68
Date	Aug 28, 2023
Book Page	708/68
Instrument	23-00002313

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	37 Months
Due	Sep 1, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Aug 25, 2020
Property Address	885 MCCARLEY RD, VINTON, OH 45686-9176
Document Number	000653/339
Book / Page	653 / 339
Instrument Date	Aug 10, 2020
Instrument	20-2375
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 CLAY4OR DRIVE, BEAVERCREEK, OH 45431

Mortgage

Document Number	0000653343
Date	Aug 25, 2020
Instrument	653/343

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	37 Months
Due	Sep 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 885 McCarley Rd was $308.

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Huntington Township
Unified School District	Gallia County Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00	$9,250 Land $5,850 Building $3,400
2024			$26,410 (-) Land $16,710 Building $9,700
2023	$333.00	$9,250 Land $5,850 Building $3,400	$26,410 Land $16,710 Building $9,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 885 McCarley Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1997–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 McCarley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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