885 Madison Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 885 Madison Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,330 sqft · built 1939
Lot Size	0.09 acres (3,899 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2016)
Tax Bill	$10,122 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04107-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`19-04107-0000-00028`
Alternative APN	`190410700028`

Interior

Stories	2 Stories
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	3,899 sqft (0.09 acres)
Lot Dimensions	78 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	885 MADISON AVE
City	UNION
State	NJ
Zip	07083-6728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4107
Legal Lot Number	28
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3011
Census Tract	33000

Owner

885 Madison Ave is owned and occupied by an individual who acquired it in March 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	885 MADISON AVE, UNION, NJ 07083-6728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Mar 1, 2018	Deed of Trust, Mortgage · Conventional with PMI ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2016 · Amount on File
Deed Sale	Sep 26, 2016 · Amount on File
Prior Sale	Sep 3, 2010 · Amount on File
Deed Book / Page	6145 / 822
Last Transfer Date	Mar 30, 2021
Transfer Doc	0000003310
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Apr 6, 2021
Property Address	885 MADISON AVE, UNION, NJ 07083-6728
Document Number	0064070677
Book / Page	6407 / 677
Instrument Date	Mar 30, 2021
Instrument	3310
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & SETMNT SVCS LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	885 MADISON AVE, 885, UNION, NJ 07083-6728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 MADISON AVE, UNION, NJ 07083-6728

Mortgage

Document Number	0000008814
Date	Apr 6, 2021
Instrument	8814

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	885 MADISON AVE, UNION, NJ 07083-6728
Document Number	0144140694
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	848 GARDEN ST ELIZABETH NJ 072023334, ELIZABETH, NJ 07202-3334

Mortgage

Document Number	0144140694
Date	Mar 7, 2018
Book Page	014414/000694
Instrument	654595

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 885 Madison Ave was $10,122, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,400 (-) Land $18,400 Building $25,000	$43,400 (-) Land $18,400 Building $25,000
2025	$10,122.00 (+4.35%)	$43,400 Land $18,400 Building $25,000	$43,400 Land $18,400 Building $25,000
2024	$9,700.00
2023		$43,400 Land $18,400 Building $25,000	$43,400 Land $18,400 Building $25,000
2022	$9,077.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 885 Madison Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	24 (1978–2021)
Claims Outside the SFHA	4 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 885 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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