885 Ladyfish Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 885 Ladyfish Trl, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Jul 2026)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
APN	`29-25-31-0945-0001-1040`

Property Details

APN / Parcel Number

Primary APN	`29-25-31-0945-0001-1040`
Alternative APN	`253129094500011040`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	885 LADYFISH TRL
City	SAINT CLOUD
State	FL
Zip	34771-6929
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 104
Legal Subdivision	WATERS AT CENTER LAKE RANCH PHASE 1B
Legal Lot Number	104
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43700

Owner

Source: Osceola County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	885 LADYFISH TRL, SAINT CLOUD, FL 34771-6929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Deed Document Number	202687446
Deed Book / Page	6998 / 1544
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 2, 2026
Property Address	885 LADYFISH TRL, SAINT CLOUD, FL 34771-6929
Document Number	0000087446
Book / Page	6998 / 1544
Instrument Date	Jun 23, 2026
Instrument	202687446
Record Updated	Jul 13, 2026
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494,900.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 LADYFISH TRL, SAINT CLOUD, FL 34771-6929

Mortgage

Document Number	0000087447,
Date	Jul 2, 2026
Instrument	202687447

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.