Cherokee County property record for 885 Co Rd 725, Cedar Bluff, AL 35959
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Nov 2013) |
| Tax Bill | $12 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-11-09-29-0-000-006.078 |
| Primary APN | 13-11-09-29-0-000-006.078 |
|---|---|
| Alternative APNs |
|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|
| Account Number | 28345 |
|---|---|
| Street Address | 885 COUNTY ROAD 725 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2418 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 76, WATERHOUSE CAMPGROUND, PB 9 PG 124 |
| Legal Range | 11E |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | WATERHOUSE CAMPGROUND |
| Legal Lot Number | 76 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 955701 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3328 DALLAS ACWORTH HWY, DALLAS, GA 30132-2469 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on Record |
| Deed Sale | Nov 18, 2013 · Amount on Record |
| Deed Document Number | 2013181741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 7, 2026 |
| Property Address | 885 COUNTY ROAD 725, CEDAR BLUFF, AL 35959-2418 |
| Document Number | 0000243681 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026243681 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 JOHNS DR NE, ROME, GA 30165-7465 |
| Document Number | 0000243681, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026243681 |
| Name | FIRST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12.00 (-7.69%) | ||
| 2025 | $13.00 (+8.33%) | $320 (+6.67%) Land $320 | $1,700 (+13.33%) Land $1,700 |
| 2024 | $12.00 | $300 (-) Land $300 | $1,500 (-) Land $1,500 |
| 2023 | $12.00 | $300 (-) | $1,500 (-) Land $1,500 |
| 2022 | $12.00 | $300 Land $300 | $1,500 Land $1,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE (outdoors only), no 5G reported
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