8846 Tidesebb Ct, Columbia, MD 21045 Property Records

Howard County property record for 8846 Tidesebb Ct, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1973
Lot Size	0.398 acres (17,348 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Jun 2021)
Tax Bill	$5,684 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-076023`

Property Details

APN / Parcel Number

Primary APN	`16-076023`
Alternative APN	`076023`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,560 sqft Total Area
Basement Area	1 sqft
Finished Basement	1 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,348 sqft (0.398 acres)
Garage Type	Built-in
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	076023
Street Address	8846 TIDESEBB CT
City	COLUMBIA
State	MD
Zip	21045-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT K-11 S 1 AR 1 8846 TIDESEBB CT VOL RSB PAR K
Legal Subdivision	VOL PRCL K
Legal Lot Number	K 11
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3004
Census Tract	606607

Owner

8846 Tidesebb Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jun 25, 2021	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC
Dec 5, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Book / Page	20660 / 452
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0124580090
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515

Mortgage

Document Number	0220570079
Date	Jul 28, 2023
Book Page	22057/79

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197560161
Date	Sep 29, 2020
Book Page	19756/161

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Dec 1, 2049

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 25, 2021
Property Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515
Document Number	0206600452
Book / Page	20660 / 452
Map Reference	PL 23 FO 10
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jul 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515

Mortgage

Document Number	20660464
Date	Jun 25, 2021
Instrument	20660/464

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 5, 2019
Property Address	8846 TIDESEBB CT, COLUMBIA, MD 21045-2515
Document Number	0190510320
Book / Page	019051 / 000320
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8846 TIDESEBB CT COLUMBIA MD 210452515, COLUMBIA, MD 21045-2515

Mortgage

Document Number	190510325
Date	Dec 5, 2019
Book Page	019051/000325

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 8846 Tidesebb Ct was $5,684 with a homeowner's exemption, down 11% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,684.00 (-11.02%) Homeowner's exemption	$498,100 (+10.28%) Land $253,100 Building $245,000	$498,100 (-) Land $253,100 Building $245,000
2025	$6,388.00 (+5.22%) Homeowner's exemption	$451,667	$498,100 Land $253,100 Building $245,000
2024	$6,071.00
2023		$358,800 Land $198,100 Building $160,700	$358,800 Land $198,100 Building $160,700
2022	$3,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8846 Tidesebb Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8846 Tidesebb Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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