8842 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8842 Harness St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 1959
Lot Size	0.262 acres (11,397 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jun 2022)
Tax Bill	$10,992 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`578-142-13-00`

Property Details

APN / Parcel Number

Primary APN	`578-142-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	11,397 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8842 HARNESS ST
City	SPRING VALLEY
State	CA
Zip	91977-3935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 POR TR 000330
Legal Subdivision	RANCHO MISSION
Legal Tract	000330
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13907

Owner

8842 Harness St is owned and occupied by two individuals who bought it in June 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8842 HARNESS ST, SPRING VALLEY, CA 91977-3935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jan 10, 2019	Grant Deed, Transfer · Conventional Mortgage TURNKEY MTG MGMT ARBOR FIN'L G
Oct 4, 2018	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	2022263595
Prior Transfer Date	Aug 6, 2004
Prior Transfer Doc	0000814694
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2022
Property Address	8842 HARNESS ST, SPRING VALLEY, CA 91977-3935
Document Number	0000263595
Instrument Date	Jun 15, 2022
Instrument	2022-0263595
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8842 HARNESS ST, SPRING VALLEY, CA 91977-3935

Mortgage

Document Number	0000263596
Date	Jun 27, 2022
Instrument	2022-0263596

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8842 HARNESS ST, SPRING VALLEY, CA 91977-3935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180949
Date	Apr 9, 2020
Instrument	2020-0180949

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2019
Property Address	8842 HARNESS ST, SPRING VALLEY, CA 91977-3935
Document Number	0000010460
Instrument Date	Dec 18, 2018
Instrument	10460
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8842 HARNESS ST SPRING VALLEY CA 919773935, SPRING VALLEY, CA 91977-3935

Mortgage

Document Number	10461
Date	Jan 10, 2019
Instrument	10461

Lender

Name	TURNKEY MTG MGMT ARBOR FIN'L G
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2018
Property Address	8842 HARNESS ST, SPRING VALLEY, CA 91977-3935
Document Number	0000414524
Instrument Date	Sep 20, 2018
Instrument	2018-0414524
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5694 MISSION CENTER RD # 206, 206, SAN DIEGO, CA 92108-4355
Investor	Possibly a Property Investor

Mortgage

Document Number	0000414525
Date	Oct 4, 2018
Instrument	2018-0414525

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8842 Harness St was $10,992 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$892,999 (+2%) Land $595,333 Building $297,666
2025	$10,992.00 Homeowner's exemption	$875,490 Land $583,660 Building $291,830
2023	$9,334.00 (+37.57%)	$757,000 Land $504,000 Building $253,000
2022	$6,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8842 Harness St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8842 Harness St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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