8840 Reading Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 8840 Reading Rd, Reading, MI 49274 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Square Footage	1,344 sqft Living Area
Lot Size	97,574 sqft (2.24 acres)
Garage	1,712 sqft
Occupancy	Owner Occupied
Tax Bill	$1,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-028-100-007-28-7-4`

Interior

Full Baths	1 Baths
Building Area	1,344 sqft Living Area
1st Floor	1,344 sqft 1st Floor
Stories	1 Stories

Exterior

Exterior Material	Wood Siding Exterior
Lot Area	97,574 sqft (2.24 acres)
Parking Spaces	6 Parking Spaces
Garage Area	1,712 sqft Garage
Total Buildings	4 Total Buildings

Utilities and HVAC

Heating System	Floor/Wall Furnace Heating

Location & Zoning

Street Address	8840 READING RD
City	READING
State	MI
Zip	49274-9813
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM W1/4 PST TH E 607 FT ALG CEN LN READING RD FOR POB TH N 320 FT TH E 305 FT TH S 320 FT TH W 305 FT TO POB SEC 28 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	28
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Minor Civil Division	READING
Census Blockgroup	4
Census Block	4001
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-028-100-007-28-7-4

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8840 READING RD, READING, MI 49274-9813
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 09, 2010
Transfer Doc	1429/0080
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	8840 READING RD, READING, MI 49274-9813
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1739/0635
Date	Oct 29, 2019
Book Page	1739/0635

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,800 (+6.15%)	$255,578 (+6.12%) Land $17,473 Building $238,105
2025	$1,934.00 (+21.56%) Homeowner's exemption	$120,400 (+17.12%)	$240,837 (+17.1%) Land $15,411 Building $225,426
2023		$102,800	$205,669 Land $13,067 Building $192,602
2021	$1,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.