St. Clair County property record for 8840 Owens Rd, Brockway, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,708 sqft |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,887 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-10-005-1005-000 |
| Primary APN | 74-10-005-1005-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Lot Area | 219,978 sqft (5.05 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8840 OWENS RD |
|---|---|
| City | BROCKWAY |
| State | MI |
| Zip | 48097-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 166' OF S 3190.48' OF W 1/2 OF W 1/2 SEC 5 MEAS ALG RD. 5.05 A FRAC SEC 5 T8N R14E |
| Legal Range | 14E |
| Legal Township | 08N |
| Legal Section | 05 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | BROCKWAY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 655100 |
Source: St. Clair County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8840 OWENS RD, BROCKWAY, MI 48097-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit TRI-COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2014 |
| Transfer Doc | 004511/020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 6, 2026 |
| Property Address | 8840 OWENS RD, BROCKWAY, MI 48097-2315 |
| Document Number | 0000020298 |
| Book / Page | 5971 / 860 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202620298 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1533 GALBRAITH LINE RD, YALE, MI 48097-4746 |
| Document Number | 0000020298, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 5971/860 |
| Instrument | 202620298 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 15, 2026 |
| Property Address | 8840 OWENS RD, BROCKWAY, MI 48097-2315 |
| Document Number | 0005933575 |
| Book / Page | 5933 / 575 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202611943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 8840 OWENS RD, BROCKWAY, MI 48097-2315 |
| Document Number | 0000011943, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 5933/575 |
| Instrument | 202611943 |
| Name | TRI-COUNTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jun 1, 2032 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Brockway Township |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,200 (+0.55%) | $254,400 (+0.55%) | |
| 2025 | $1,887.00 (+2.22%) Homeowner's exemption | $126,500 (+14.27%) | |
| 2024 | $1,846.00 (+9.88%) | $253,000 (+14.27%) | |
| 2023 | $110,700 | ||
| 2022 | $1,680.00 | $221,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AVS Broadband Fixed Wireless | 50 / 7 |
| AT&T Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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