884 Symphony Way, Freeport, FL 32439 Property Records

Walton County property record for 884 Symphony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,917 sqft · built 2007
Lot Size	0.325 acres (14,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2017)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-1S-19-23020-000-1480`

Property Details

APN / Parcel Number

Primary APN	`16-1S-19-23020-000-1480`
Alternative APNs	`16-119-23020-000-1480` `1025962`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	3,611 sqft
1st Floor Area	2,629 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,158 sqft (0.325 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	188 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	884 SYMPHONY WAY
City	FREEPORT
State	FL
Zip	32439-2492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 148 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2710-2460 OR 3053-2153
Legal Range	019
Legal Township	01S
Legal Section	16
Legal Subdivision	HAMMOCK BAY
Legal Block	14
Legal Lot Number	148
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	884 SYMPHONY WAY, FREEPORT, FL 32439-2492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage CENTENNIAL BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Sep 28, 2017	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Mar 3, 2006 · Amount on Record
Deed Document Number	201731940
Deed Book / Page	3053 / 2153
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	884 SYMPHONY WAY, FREEPORT, FL 32439-2492
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 SYMPHONY WAY, FREEPORT, FL 32439-2492

Mortgage

Document Number	0032190894
Date	Oct 4, 2021
Book Page	3219/894
Instrument	20210049630

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	884 SYMPHONY WAY, FREEPORT, FL 32439-2492
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 SYMPHONY WAY, FREEPORT, FL 32439-2492

Mortgage

Document Number	0031782442
Date	Jan 13, 2021
Book Page	3178/2442
Instrument	20210001775

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 28, 2017
Property Address	884 SYMPHONY WAY, FREEPORT, FL 32439-2492
Document Number	0030532153
Book / Page	3053 / 2153
Map Reference	MB17 PG27-27D
Instrument Date	Sep 27, 2017
Instrument	2017000031940
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	AQUA TITLE SERVICE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24799 MINERS MILL PL, 24799, ALDIE, VA 20105-6109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	990 AIRPORT RD, DESTIN, FL 32541-2820

Mortgage

Document Number	2017000031941
Date	Sep 28, 2017
Instrument	2017000031941

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,910.00 (-0.86%) Homeowner's exemption	$336,000 (-35.41%)	$479,031 (-7.91%) Land $122,942 Building $356,089
2024	$3,944.00 (+4.48%)
2023	$3,775.00 (+5.18%) Homeowner's exemption	$520,187 (+13.6%) Land $122,942 Building $397,245	$520,187 (+13.6%) Land $122,942 Building $397,245
2022	$3,589.00 Homeowner's exemption	$457,896 Land $97,598 Building $360,298	$457,896 Land $97,598 Building $360,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

Nearby Properties on Symphony Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures