884 Stone Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 884 Stone Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,128 sqft · built 2001
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Sep 2022)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1581-341-00-004`

Property Details

APN / Parcel Number

Primary APN	`1581-341-00-004`
Alternative APN	`R005070`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,128 sqft Heated Area
Gross Area	3,424 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft
Flooring	Tile
Interior Walls	Log

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Patio Area	992 sqft
Balcony Area	992 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R005070
Street Address	884 STONE RD
City	BLACK HAWK
State	CO
Zip	80422-4591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 34 T: 1S R: 72W SUBD: GOVT LOT: 003 S 200 FT OF W 871 FT OR SE1/4 OF NE1/4 DESC 246/110
Legal Range	72W
Legal Township	01S
Legal Section	34
Legal Subdivision	GOVT
Legal Lot Number	3
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1019
Census Tract	13802

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 7259, GOLDEN, CO 80403-0101
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Document Number	2022173178
Record Updated	Oct 29, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Sep 23, 2022
Property Address	884 STONE RD, BLACK HAWK, CO 80422-4591
Document Number	0000173178
Instrument Date	Sep 22, 2022
Instrument	173178
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	884 STONE RD, BLACK HAWK, CO 80422-4591

Mortgage

Document Number	0000173179
Date	Sep 23, 2022
Instrument	173179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	884 STONE RD, BLACK HAWK, CO 80422-4591
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1331, GOLDEN, CO 80402-1331

Mortgage

Document Number	0000169082
Date	Apr 28, 2021
Instrument	169082

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,668.00 (+9.13%)	$49,760 (-1.15%) Land $10,750 Building $39,010	$796,180 (+5.98%) Land $172,000 Building $624,180
2024	$3,361.00 (+0.75%)	$50,340 (-) Land $11,240 Building $39,100	$751,240 (-) Land $167,721 Building $583,519
2023	$3,336.00 (+31.75%)	$50,340 (+45.16%) Land $11,240 Building $39,100	$751,240 (+50.52%) Land $167,721 Building $583,519
2022	$2,532.00	$34,680 Land $5,140 Building $29,540	$499,100 Land $74,000 Building $425,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Nedernet Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

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