884 Spindle Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 884 Spindle Ct, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,234 sqft · built 2009
Lot Size	0.147 acres (6,438 sqft)
Owner	Owner Name on File
Last Sale	$260,000 (Jul 2014)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171J A 033`

Property Details

APN / Parcel Number

Primary APN	`171J A 033`
Alternative APN	`0000118249`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,234 sqft Living Area

Exterior

Year Built	Built 2009
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,438 sqft (0.147 acres)
Lot Dimensions	58 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000118249
Street Address	884 SPINDLE CT
City	CHATTANOOGA
State	TN
Zip	37421-4486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 13 ARTISAN PUD PB15 PG122 REV 90-118
Legal Subdivision	AYERS
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	11326

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	884 SPINDLE CT, CHATTANOOGA, TN 37421-4486
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Aug 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Last Sale	Jul 28, 2014 · Amount on File
Deed Sale	Jul 28, 2014 · Amount on File
Prior Sale	Jan 2, 2013 · Amount on File
Deed Document Number	2014072800088
Deed Book / Page	10265 / 848
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	884 SPINDLE CT, CHATTANOOGA, TN 37421-4486
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000225
Date	Jan 27, 2021
Book Page	12331/970
Instrument	2021012700225

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	884 SPINDLE CT, CHATTANOOGA, TN 37421-4486
Document Number	0911000153
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 SPINDLE CT CHATTANOOGA TN 374214486, CHATTANOOGA, TN 37421-4486

Mortgage

Document Number	0911000153
Date	Sep 11, 2020
Book Page	012148/000486
Instrument	200911000153

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 10, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+9.82%)	$148,325 (+62.1%)	$593,300 (+62.1%) Land $75,000 Building $518,300
2024	$2,047.00	$91,500 (-)	$366,000 (-) Land $55,000 Building $311,000
2023	$2,047.00	$91,500 (-)	$366,000 (-) Land $55,000 Building $311,000
2022	$2,047.00	$91,500	$366,000 Land $55,000 Building $311,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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