Monroe County property record for 884 Floraville Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,331 sqft · built 1989 |
| Lot Size | 10.3 acres (449,975 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,022 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-100-002-000 |
| Primary APN | 08-20-100-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,331 sqft Building Perimeter |
| 1st Floor Area | 1,059 sqft |
| Upper Floors Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 449,975 sqft (10.3 acres) |
| Garage Area | 780 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 264 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Deck Area | 100 sqft |
| Patio Area | 585 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 884 FLORAVILLE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | PART E/2 NW |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 28 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 600401 |
884 Floraville Rd is owned and occupied by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 884 FLORAVILLE RD, WATERLOO, IL 62298-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 7, 2026 |
| Property Address | 884 FLORAVILLE RD, WATERLOO, IL 62298-3104 |
| Document Number | 0000443378 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026443378 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 884 FLORAVILLE RD, WATERLOO, IL 62298-3104 |
| Document Number | 0000443378, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026443378 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 884 Floraville Rd was $9,022 with a homeowner's exemption.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,022.00 Homeowner's exemption Disabled Person's exemption | $167,700 Land $32,630 Building $135,070 | $503,100 Land $97,890 Building $405,210 |
| 2024 | $9,022.00 | ||
| 2022 | Additional exemption filed | $166,200 Land $32,630 Building $133,570 | $498,600 Land $97,890 Building $400,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 884 Floraville Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 884 Floraville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Wisper ISP.
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