8836 N 1565th St, Effingham, IL 62401 Property Records

Effingham County property record for 8836 N 1565th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,372 sqft · built 1973
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-10-022-024`

Property Details

APN / Parcel Number

Primary APN	`14-10-022-024`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,372 sqft Base Area
1st Floor Area	1,372 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Lot Area	40,946 sqft (0.94 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8836 N 1565TH ST
City	EFFINGHAM
State	IL
Zip	62401-4887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SOUTH ESTATES SUB 3836/103 2242/266 848/207
Legal Subdivision	SOUTH ESTATES SUB
Legal Lot Number	8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2034
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8836 N 1565TH ST, EFFINGHAM, IL 62401-4887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2006
Deed Sale	Jul 25, 2006
Deed Document Number	20063541
Deed Book / Page	2242 / 266
Last Transfer Date	Jan 16, 2023
Transfer Doc	003836/103
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 19, 2023
Property Address	8836 N 1565TH ST, EFFINGHAM, IL 62401-4887
Document Number	003836/103
Book / Page	3836 / 103
Map Reference	MB 6 PG 312
Instrument Date	Jan 16, 2023
Instrument	202323000204
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8836 N 1565TH ST, EFFINGHAM, IL 62401-4887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8836 N 1565TH ST, EFFINGHAM, IL 62401-4887

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8836 N 1565TH ST, EFFINGHAM, IL 62401-4887
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701704197
Date	Sep 1, 2017
Book Page	3330/337
Instrument	201701704197

Lender

Name	NATIONAL BANK
Type	Bank
Address	HILLSBORO, IL 62049

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 25, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (+8.47%) Homeowner's exemption	$83,100 (+9.99%) Land $9,380 Building $73,720	$249,300 (+9.99%) Land $28,140 Building $221,160
2024	$3,768.00 (+29.26%)	$75,550 (+21.54%) Land $8,530 Building $67,020	$226,650 (+21.54%) Land $25,590 Building $201,060
2022	$2,915.00 Homeowner's exemption	$62,160 Land $7,020 Building $55,140	$186,480 Land $21,060 Building $165,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N 1565th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures