8834 Edward Kumm Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 8834 Edward Kumm Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-180-012-0000`

Property Details

APN / Parcel Number

Primary APN	`004-180-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,494 sqft Building Perimeter
1st Floor Area	1,480 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	18,295 sqft (0.42 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8834 EDWARD KUMM DR
City	ROSCOMMON
State	MI
Zip	48653-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1047 P-1301 (L-466 P-261) 243 LOT 12 ELLIXSON ESTATES. 8834 EDWARD KUMM DR
Legal Subdivision	ELLIXSON ESTATES
Legal Lot Number	12
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1031
Census Tract	970402

Owner

8834 Edward Kumm Dr is owned and occupied by an individual who acquired it in March 2019.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8834 EDWARD KUMM DR, ROSCOMMON, MI 48653-9584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Mar 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 10, 2019
Transfer Doc	1168/2412
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 28, 2026
Property Address	8834 EDWARD KUMM DR, ROSCOMMON, MI 48653-9584
Document Number	0000006802
Book / Page	1194 / 1898
Instrument Date	Sep 17, 2026
Instrument	20266802
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8834 EDWARD KUMM DR, ROSCOMMON, MI 48653-9584

Mortgage

Document Number	0000006802,
Date	Sep 28, 2026
Book Page	1194/1898
Instrument	20266802

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Mar 21, 2019
Property Address	8834 EDWARD KUMM DR, ROSCOMMON, MI 48653-9584
Document Number	1168/2412
Book / Page	1168 / 2412
Instrument Date	Mar 10, 2019
Instrument	201900002100
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12328 FRANK DR, ROMEO, MI 48065-4486

Tax Assessment & Valuation

The 2025 property tax bill for 8834 Edward Kumm Dr was $1,549 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,600 (+12.35%)	$189,200 (+12.35%)
2025	$1,549.00 Homeowner's exemption	$84,200	$168,400
2023		$58,400	$116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8834 Edward Kumm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8834 Edward Kumm Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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