8832 Harness Trl, Potomac, MD 20854 Property Records

Montgomery County property record for 8832 Harness Trl, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,392 sqft · built 1988
Lot Size	0.268 acres (11,680 sqft)
Owner	2 Trust Names on File
Last Sale	$985,000 (Sep 2013)
Tax Bill	$12,906 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-02619382`

Property Details

APN / Parcel Number

Primary APN	`10-02619382`
Alternative APN	`02619382`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,392 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	1,868 sqft
Basement Area	704 sqft
Finished Basement	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,680 sqft (0.268 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	60 sqft
Deck Area	300 sqft
Gazebo	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02619382
Street Address	8832 HARNESS TRL
City	POTOMAC
State	MD
Zip	20854-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	FOX HILLS OF POTOMAC
Legal Subdivision	FOX HILLS OF POTOMAC
Legal Block	EE
Legal Lot Number	29
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3010
Census Tract	706011

Owner

8832 Harness Trl is owner-occupied and held in a trust since November 2022.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8832 HARNESS TRL, POTOMAC, MD 20854-2555
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Nov 29, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2013 · Amount on File
Deed Sale	Sep 13, 2013 · Amount on File
Prior Sale	Jul 7, 1998 · Amount on File
Deed Book / Page	47640 / 119
Last Transfer Date	Nov 21, 2022
Transfer Doc	0665330312
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8832 HARNESS TRL, ROCKVILLE, MD 20854-2555
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8832 HARNESS TRL, POTOMAC, MD 20854-2555

Mortgage

Document Number	0701200340
Date	Feb 10, 2026
Book Page	70120/340

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 29, 2022
Property Address	8832 HARNESS TRL, ROCKVILLE, MD 20854-2555
Document Number	0665330312
Book / Page	66533 / 312
Map Reference	PL 137 PL 15855
Instrument Date	Nov 21, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8832 HARNESS TRL, POTOMAC, MD 20854-2555

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8832 HARNESS TRL, ROCKVILLE, MD 20854-2555
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0625110228
Date	Apr 12, 2021
Book Page	62511/228

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8832 HARNESS TRL, ROCKVILLE, MD 20854-2555
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8832 HARNESS TRL, POTOMAC, MD 20854-2555

Mortgage

Document Number	0619690160
Date	Feb 23, 2021
Book Page	61969/160

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8832 Harness Trl was $12,906, up 2.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,183,867 (+10.16%)	$1,402,200 (+30.47%) Land $429,000 Building $973,200
2025	$12,906.00 (+2.53%)	$1,074,700 Land $429,000 Building $645,700	$1,074,700 Land $429,000 Building $645,700
2024	$12,588.00
2023		$1,034,567	$1,074,700 Land $429,000 Building $645,700
2022	$10,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8832 Harness Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8832 Harness Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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