8832 Hammock Loop, Polk City, FL 33868 Property Records

Polk County property record for 8832 Hammock Loop, Polk City, FL 33868

Property Summary

Property Type	Mobile Home
Details	1,352 sqft · built 1991
Lot Size	2.29 acres (99,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (May 2018)
Tax Bill	$812 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone A (high risk)
APN	`24-27-01-160954-000280`

Property Details

APN / Parcel Number

Primary APN	`24-27-01-160954-000280`
Alternative APNs	`012724160954000280` `12724000`

Interior

Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Lot Area	99,800 sqft
Porch	Porch
Shed	1 Shed

Location & Zoning

Street Address	8832 HAMMOCK LOOP
City	POLK CITY
State	FL
Zip	33868-9439
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COUNTRY TRAILS PHASE FOUR UNIT ONE PB 88 PGS 9 & 10 LOT 28
Legal Range	24E
Legal Township	27S
Legal Section	01
Legal Subdivision	COUNTRY TRAILS PHASE 4 UNIT 1
Legal Phase	4
Legal Tract	160954
Legal Block	1
Legal Lot Number	28
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1004
Census Tract	12309

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8832 HAMMOCK LOOP, POLK CITY, FL 33868-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 28, 2020	Loan Modification, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS
May 11, 2018	Warranty Deed, Transfer MAINSTAY FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	2018102190
Deed Book / Page	10483 / 1171
Prior Transfer Date	Aug 13, 2013
Prior Transfer Doc	0090330774
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8832 HAMMOCK LOOP, POLK CITY, FL 33868-9439
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8832 HAMMOCK LOOP, POLK CITY, FL 33868-9439

Mortgage

Document Number	0000198730
Date	Aug 23, 2023
Book Page	12811/2058
Instrument	2023198730

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	8832 HAMMOCK LOOP, POLK CITY, FL 33868-9439
Document Number	0114992008
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8832 HAMMOCK LOOP POLK CITY FL 338689439, POLK CITY, FL 33868-9439

Mortgage

Document Number	0114992008
Date	Dec 17, 2020
Book Page	011499/002008
Instrument	272960

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 11, 2018
Property Address	8832 HAMMOCK LOOP, POLK CITY, FL 33868-9439
Document Number	0104831171
Book / Page	010483 / 001171
Instrument Date	May 4, 2018
Instrument	102190
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8832 HAMMOCK LOOP POLK CITY FL 338689439, POLK CITY, FL 33868-9439

Mortgage

Document Number	104831173
Date	May 11, 2018
Book Page	010483/001173
Instrument	102191

Lender

Name	MAINSTAY FINANCIAL SERVICES LLC
Type	Bank
Address	LAKELAND, FL 33806

Agreement

Amount	Amount Recorded

Interest

Rate	11%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,861 (+2.7%)	$169,466 (+9.73%) Land $54,040 Building $115,426
2025	$812.00 (-34.73%) Homeowner's exemption	$103,078 (+5.99%)	$154,443 (+8.25%) Land $54,040 Building $100,403
2023	$1,244.00 (+4.89%) Homeowner's exemption	$97,255 (+3%)	$142,667 (+21.23%) Land $52,550 Building $90,117
2022	$1,186.00 Homeowner's exemption	$94,422	$117,684 Land $25,300 Building $92,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	15 (1998–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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