883 Zittrouer Rd, Guyton, GA 31312 Property Records

Effingham County property record for 883 Zittrouer Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,260 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$539,900 (Feb 2026)
Tax Bill	$548 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2015 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`03740-023-000`

Property Details

APN / Parcel Number

Primary APN	`03740-023-000`
Alternative APNs	`00660050B00` `03740023` `9400`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,260 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	699 sqft

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	756 sqft
Patio Area	304 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9400
Street Address	883 ZITTROUER RD
City	GUYTON
State	GA
Zip	31312-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	5.00 AC (PORT TO 374-24)
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2015
Census Tract	30404

Owner

883 Zittrouer Rd is owned and occupied by an individual who bought it in February 2026.

Source: Effingham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	883 ZITTROUER RD, GUYTON, GA 31312-5713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer MORTGAGE RESEARCH CENTER DBA VETERA
Jan 13, 2015	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Dec 18, 2015 · Amount on File
Deed Book / Page	3023 / 647
Prior Transfer Date	Jan 10, 2014
Prior Transfer Doc	002228/604
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 11, 2026
Property Address	883 ZITTROUER RD, GUYTON, GA 31312-5713
Document Number	003023/647
Book / Page	3023 / 647
Instrument Date	Feb 9, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	883 ZITTROUER RD, GUYTON, GA 31312-5713

Mortgage

Document Number	0003023649
Date	Feb 11, 2026
Instrument	3023/649

Lender

Name	MORTGAGE RESEARCH CENTER DBA VETERA

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

January 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 13, 2015
Property Address	883 ZITTROUER RD, GUYTON, GA 31312-5713
Document Number	002274/731
Book / Page	2274 / 731
Instrument Date	Jan 13, 2015
Instrument	2015-000072
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	883 ZITTROUER RD, GUYTON, GA 31312-5713

Mortgage

Document Number	002274/733
Date	Jan 16, 2015
Book Page	2274/733
Instrument	000327

Lender

Name	MORTGAGE RESEARCH CENTER
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 883 Zittrouer Rd was $548 with exemptions applied.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,346 (-3.32%) Land $85,945 Building $108,401	$485,864 (-3.32%) Land $214,863 Building $271,001
2025	$548.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$201,024 Land $85,945 Building $115,079	$502,560 Land $214,863 Building $287,697
2022	$3,506.00 Homeowner's exemption	$123,775 Land $32,215 Building $91,560	$309,438 Land $80,537 Building $228,901

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 883 Zittrouer Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 883 Zittrouer Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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