883 Ternura Loop, Milpitas, CA 95035 Property Records

Santa Clara County property record for 883 Ternura Loop, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,770 sqft · built 2006
Lot Size	0.037 acres (1,596 sqft)
Owner	2 Individual Names on File
Last Sale	$1,515,000 (Feb 2024)
Tax Bill	$18,469 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`083-16-055`

Property Details

APN / Parcel Number

Primary APN	`083-16-055`
Alternative APN	`08657055`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	781 sqft
2nd Floor Area	771 sqft
Basement Area	218 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,596 sqft (0.037 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	08316055
Street Address	883 TERNURA LOOP
City	MILPITAS
State	CA
Zip	95035-8655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9698 LOT 66
Legal Subdivision	CIELO TERRA SERENA
Legal Tract	9698
Legal Lot Number	66
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2006
Census Tract	504508

Owner

883 Ternura Loop is owned and occupied by two individuals who bought it in February 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2024	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Jan 16, 2015 · Amount on File
Deed Document Number	202425599810
Prior Transfer Date	Dec 29, 2014
Prior Transfer Doc	0022830101
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Investor	Possibly a Property Investor

Mortgage

Document Number	0025720467
Date	Oct 31, 2024
Instrument	25720467

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2034

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Investor	Possibly a Property Investor

Mortgage

Document Number	0025790511
Date	Apr 11, 2025
Instrument	25790511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	115 Months
Due	Nov 1, 2034

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 20, 2024
Property Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Document Number	0025599810
Map Reference	MB 796 PG 16-35
Instrument Date	Jan 22, 2024
Instrument	25599810
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	883 TERNURA LOOP, MILPITAS, CA 95035-8655
Investor	Possibly a Property Investor

Mortgage

Document Number	0025599811
Date	Feb 20, 2024
Instrument	25599811

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 883 Ternura Loop was $18,469 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,576,205 (+2%) Land $1,182,102 Building $394,103
2025	$18,469.00 Homeowner's exemption	$1,545,300 Land $1,158,924 Building $386,376
2023	$10,713.00 (+0.65%) Homeowner's exemption	$860,210 Land $516,109 Building $344,101
2022	$10,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 883 Ternura Loop in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 883 Ternura Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	425 / 80
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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