883 Luther Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 883 Luther Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 2021
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jul 2020)
Tax Bill	$2,512 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09263-149-001`

Property Details

APN / Parcel Number

Primary APN	`09263-149-001`
Alternative APNs	`092977877281` `106394`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,955 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Account Number	106394
Old Parcel Number	09263149001
Street Address	883 LUTHER RD
City	JEFFERSON
State	NC
Zip	28640-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.20 AC (PB 9/921)
Legal Subdivision	JEFFERSON RIDGE
Legal Lot Number	1
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	970501

Owner

883 Luther Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	883 LUTHER RD, JEFFERSON, NC 28640-9773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE
Nov 16, 2022	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE
Jul 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20203135
Deed Book / Page	514 / 538
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	883 LUTHER RD, JEFFERSON, NC 28640-9773
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1179, JEFFERSON, NC 28640-1179

Mortgage

Document Number	000518/459
Date	Oct 13, 2020
Book Page	518/459
Instrument	5174

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2021

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	883 LUTHER RD, JEFFERSON, NC 28640-9773
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00534/1412
Date	Nov 5, 2021
Book Page	534/1412
Instrument	6661

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	883 LUTHER RD, JEFFERSON, NC 28640-9773
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00547/2171
Date	Nov 16, 2022
Book Page	547/2171
Instrument	6111

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 10, 2020
Property Address	883 LUTHER RD, JEFFERSON, NC 28640-9773
Document Number	000514/538
Book / Page	514 / 538
Map Reference	MB 9 PG 921
Instrument Date	Jul 9, 2020
Instrument	3135
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	826 ELLIOTT RD, WEST JEFFERSON, NC 28694-8190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 WORPLESDON, WILLIAMSBURG, VA 23188-7449

Tax Assessment & Valuation

The 2026 property tax bill for 883 Luther Rd was $2,512.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,512.00	$499,500 (-) Land $50,000 Building $449,500	$499,500 (-) Land $50,000 Building $449,500
2025	$2,512.00	$499,500 Land $50,000 Building $449,500	$499,500 Land $50,000 Building $449,500
2023	$2,362.00 (+28.65%)	$499,500 (+59.64%) Land $50,000 Building $449,500	$499,500 (+59.64%) Land $50,000 Building $449,500
2022	$1,836.00	$312,900 Land $50,000 Building $262,900	$312,900 Land $50,000 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 883 Luther Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 883 Luther Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Luther Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures