883 Ferndale St, Gurnee, IL 60031 Property Records

Lake County property record for 883 Ferndale St, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1930
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2016)
Tax Bill	$5,550 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-13-318-001`

Property Details

APN / Parcel Number

Primary APN	`07-13-318-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	616 sqft
2nd Floor Area	672 sqft
Upper Floors Area	672 sqft
Basement Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	883 FERNDALE ST
City	GURNEE
State	IL
Zip	60031-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA HILL SUB W1/2 LOT 19
Legal Subdivision	VILLA HILL SUB
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2065
Census Tract	861507

Owner

883 Ferndale St is owned and occupied by an individual who bought it in August 2016.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	883 FERNDALE ST, GURNEE, IL 60031-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 21, 2024	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF MANHATTAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Prior Sale	Feb 2, 2016
Deed Document Number	20167317398
Prior Transfer Date	Jan 6, 1994
Prior Transfer Doc	0003505756
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	883 FERNDALE ST, GURNEE, IL 60031-2217
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007849173
Date	Nov 30, 2021
Instrument	7849173

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	236 Months
Due	Jul 1, 2041

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	883 FERNDALE ST, GURNEE, IL 60031-2217
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008040787
Date	Jun 21, 2024
Instrument	8040787

Lender

Name	FIRST BANK OF MANHATTAN
Type	Bank
Address	NEW LENOX, IL 60451

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 30, 2034

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,491 Land $15,830 Building $53,661	$208,494 Land $47,495 Building $160,999
2024	$5,550.00 (+15.55%)
2023	$4,803.00 (+14%)	$61,451 (+14.22%) Land $13,999 Building $47,452	$184,371 (+14.22%) Land $42,001 Building $142,370
2022	$4,213.00	$53,802 Land $14,401 Building $39,401	$161,422 Land $43,207 Building $118,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 883 Ferndale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 883 Ferndale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ferndale St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures