Stephens County property record for 883 Cawthon Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,278 sqft · built 1988 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (May 2020) |
| Tax Bill | $2,129 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021D 041 |
| Primary APN | 021D 041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Heated Area |
| Attic Area | 858 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 280 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 507350 |
|---|---|
| Old Parcel Number | 021D 041 |
| Street Address | 883 CAWTHON RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 1 CAWTHON RD |
| Legal Subdivision | TRACT 1 |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 883 CAWTHON RD, TOCCOA, GA 30577-7284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMESTAR FIN'L |
| Jun 4, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| May 11, 2020 | Deed of Trust, Mortgage HOMESTAR FIN'L |
| Mar 13, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on Record |
| Deed Sale | May 11, 2020 · Amount on Record |
| Prior Sale | Mar 13, 2018 · Amount on Record |
| Deed Document Number | 0001209207 |
| Deed Book / Page | 1209 / 207 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 883 CAWTHON RD, TOCCOA, GA 30577-7284 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 883 CAWTHON RD TOCCOA GA 305777284, TOCCOA, GA 30577-7284 |
| Document Number | 12090209 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 001209/000209 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 4, 2020 |
| Property Address | 883 CAWTHON RD, TOCCOA, GA 30577-7284 |
| Document Number | 0012110505 |
| Book / Page | 001211 / 000505 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 883 CAWTHON RD TOCCOA GA 305777284, TOCCOA, GA 30577-7284 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 883 CAWTHON RD, TOCCOA, GA 30577-7284 |
| Document Number | 0012190508 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 883 CAWTHON RD TOCCOA GA 305777284, TOCCOA, GA 30577-7284 |
| Document Number | 0012190508 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 001219/000508 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 13, 2018 |
| Property Address | 883 CAWTHON RD, TOCCOA, GA 30577-7284 |
| Document Number | 0011440260 |
| Book / Page | 1144 / 260 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018-000209 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 883 CAWTHON RD, TOCCOA, GA 30577-7284 |
| Document Number | 0011440262 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 1144/262 |
| Name | HOMESTAR FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,129.00 (+24.65%) Homeowner's exemption | $95,854 (+61.4%) Land $3,912 Building $91,942 | $239,636 (+61.4%) Land $9,781 Building $229,855 |
| 2023 | $1,708.00 (+2.58%) Homeowner's exemption | $59,389 (+6.13%) Land $3,912 Building $55,477 | $148,473 (+6.13%) Land $9,781 Building $138,692 |
| 2022 | $1,665.00 Homeowner's exemption | $55,960 Land $3,912 Building $52,048 | $139,902 Land $9,781 Building $130,121 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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