Santa Rosa County property record for 8829 Waynell Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 1987 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $162 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-5515-00200-0450 |
| Primary APN | 09-2S-26-5515-00200-0450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 410 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8829 WAYNELL CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TURKEY-CREEK ESTATES LOT 45 BLK 2 AS DES IN OR 1644 PG 500 & AS DES IN OR 3927 PG 1095 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | TURKEY-CREEK ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
8829 Waynell Ct is owned and occupied by an individual who acquired it in March 2020.
Source: Santa Rosa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Feb 22, 2022 | Deed of Trust, Mortgage · VA Mortgage CELEBRITY HOME LOANS LLC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 16, 2018 | Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA |
| May 22, 2019 | Deed of Trust, Mortgage · VA Mortgage GOLDWATER BANK NA |
| Apr 27, 2021 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Mar 10, 2020 | Intrafamily Transfer, Transfer · VA Mortgage GOLDWATER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2020 |
| Deed Sale | Mar 10, 2020 |
| Prior Sale | Oct 29, 1997 · Amount on File |
| Deed Document Number | 202011840 |
| Deed Book / Page | 3927 / 1095 |
| Prior Transfer Date | Feb 25, 2020 |
| Prior Transfer Doc | 0039271095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 28, 2026 |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Document Number | 0000026721 |
| Book / Page | 4748 / 1748 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202626721 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Document Number | 0000026721, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 4748/1748 |
| Instrument | 202626721 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Document Number | 0042480264 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 4248/264 |
| Instrument | 202209976 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036441657 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 3644/1657 |
| Instrument | 201729749 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037571584 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 3757/1584 |
| Instrument | 201835212 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038311606 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 3831/1606 |
| Instrument | 201921307 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Document Number | 0041090898 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 4109/898 |
| Instrument | 202127624 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Document Number | 0039271095 |
| Book / Page | 3927 / 1095 |
| Map Reference | PL D PG 9 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 202011840 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST SOURCE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8829 WAYNELL CT, NAVARRE, FL 32566-2422 |
| Document Number | 0039271097 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 3927/1097 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 8829 Waynell Ct was $162 with exemptions applied, up 8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $162.00 (+8%) Homeowner's exemption Veteran's exemption | $105,568 (+2.9%) | $185,063 (+2.27%) Land $44,000 Building $141,063 |
| 2024 | $150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $102,593 (+3%) | $180,957 (-0.1%) Land $44,000 Building $136,957 |
| 2023 | $140.00 (-81.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $99,605 (+3%) | $181,131 (+15.98%) Land $42,000 Building $139,131 |
| 2022 | $757.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $96,704 | $156,171 Land $32,000 Building $124,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8829 Waynell Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8829 Waynell Ct is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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