8828 Turkey Bluff Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8828 Turkey Bluff Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 2016
Lot Size	2.04 acres (89,167 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Feb 2022)
Tax Bill	$3,884 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`09-2S-26-5515-00100-0040`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-5515-00100-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,072 sqft Heated Area
Gross Area	3,224 sqft
1st Floor Area	2,072 sqft
Upper Floors Area	448 sqft
Attic Area	160 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	89,167 sqft (2.04 acres)
Lot Dimensions	11,360 ft deep x 750 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Deck Area	724 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	256 sqft
Gazebo	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	092S265515001000040
Street Address	8828 TURKEY BLUFF RD
City	NAVARRE
State	FL
Zip	32566-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TURKEY-CREEK ESTATES LOT 4 BLK 1 AS DES IN OR 4241 PG 1996
Legal Range	26W
Legal Township	02S
Legal Section	09
Legal Subdivision	TURKEY-CREEK
Legal Block	1
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2009
Census Tract	10828

Owner

8828 Turkey Bluff Rd is owned and occupied by an individual who bought it in February 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8828 TURKEY BLUFF RD, NAVARRE, FL 32566-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 28, 2018	Deed of Trust, Mortgage · VA Mortgage METROPOLITAN HOME MORTGAGE INC
Mar 25, 2019	Deed of Trust, Mortgage · VA Mortgage METROPOLITAN HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Nov 12, 2010 · Amount on File
Deed Document Number	202206726
Deed Book / Page	4241 / 1996
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 4, 2022
Property Address	8828 TURKEY BLUFF RD, NAVARRE, FL 32566-2446
Document Number	0042411996
Book / Page	4241 / 1996
Map Reference	MB D PG 9
Instrument Date	Feb 2, 2022
Instrument	202206726
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8668 NAVARRE PKWY # 305, 8668, NAVARRE, FL 32566-2185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8828 TURKEY BLUFF RD, NAVARRE, FL 32566-2446

Mortgage

Document Number	0042411998
Date	Feb 4, 2022
Instrument	4241/1998

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8828 TURKEY BLUFF RD, NAVARRE, FL 32566-2446
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037421685
Date	Jun 28, 2018
Book Page	3742/1685
Instrument	201827521

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8828 TURKEY BLUFF RD, NAVARRE, FL 32566-2446
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038131595
Date	Mar 25, 2019
Book Page	3813/1595
Instrument	201911424

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,884.00 (+10.4%) Homeowner's exemption	$352,778 (+3%)	$448,099 (-2.25%) Land $54,000 Building $394,099
2023	$3,518.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$342,503 (+49.66%)	$458,397 (+23.1%) Land $54,000 Building $404,397
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$228,847	$372,364 Land $48,000 Building $324,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8828 Turkey Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8828 Turkey Bluff Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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