8828 N Cloverleaf Rd, Hauser (Post Falls), ID 83854 Property Records

Kootenai County property record for 8828 N Cloverleaf Rd, Hauser, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,042 sqft · built 2020
Lot Size	4.75 acres (207,258 sqft)
Owner	Individual Name on Record
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0L3510010020`

Property Details

APN / Parcel Number

Primary APN	`0L3510010020`
Alternative APN	`340769`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,042 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Foundation Type	Concrete
Lot Area	207,258 sqft (4.75 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	340769
Street Address	8828 N CLOVERLEAF RD
City	HAUSER
State	ID
Zip	83854-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OPEN ACRES, LT 2 BLOCK 1 1951N05W
Legal Block	1
Legal Lot Number	2
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4022
Census Tract	301

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8828 N CLOVERLEAF RD, HAUSER, ID 83854-8322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jun 23, 2020	Deed of Trust, Mortgage · Construction Mortgage SPOKANE TEACHERS CU
Aug 15, 2019	Warranty Deed, Transfer · ARM GLOBAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019
Deed Sale	Aug 15, 2019
Deed Document Number	2707145000
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	8828 N CLOVERLEAF RD, HAUSER, ID 83854-8322
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	NOT AVAILABLE, FLYING S T&E CDA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8828 N CLOVERLEAF RD, HAUSER, ID 83854-8322

Mortgage

Document Number	2939091000
Date	Jun 12, 2023
Instrument	2939091000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	8828 N CLOVERLEAF RD, HAUSER, ID 83854-8322
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2759783000
Date	Jun 23, 2020
Instrument	2759783000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	May 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 15, 2019
Property Address	8828 N CLOVERLEAF RD, HAUSER, ID 83854-8322
Document Number	2707145000
Map Reference	MB L PG 351
Instrument Date	Aug 10, 2019
Instrument	2707145000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16226 S POTTER RD, COEUR D ALENE, ID 83814-8682

Mortgage

Document Number	2707146000
Date	Aug 15, 2019
Instrument	2707146000

Lender

Name	GLOBAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00 (-7.58%) Homeowner's exemption	$826,128 (+13.58%) Land $390,148 Building $435,980	$826,128 (+13.58%) Land $390,148 Building $435,980
2024	$2,149.00 (+10.55%)
2023	$1,944.00 (-14.74%) Homeowner's exemption	$727,373 (+1.91%) Land $282,648 Building $444,725	$727,373 (+1.91%) Land $282,648 Building $444,725
2022	$2,280.00 Homeowner's exemption	$713,754 Land $247,648 Building $466,106	$713,754 Land $247,648 Building $466,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAUSER LAKE WATER ASSN INC private · serves 1,575 people · EPA ID ID1280084
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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