Spotsylvania County property record for 8828 Jacks Summit Ln, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,549 sqft · built 2006 |
| Lot Size | 3.85 acres (167,706 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,861 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-11-2 |
| Primary APN | 51-11-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,549 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 167,706 sqft (3.85 acres) |
| Porch | Slab |
| Porch Area | 302 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8828 JACKS SUMMIT LN |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-0484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | JACKSON FAMILY SUBDIV LOT 2 |
| Legal Subdivision | JACKSON FAMILY SUBDIV |
| Legal Lot Number | 2 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20206 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8828 JACKS SUMMIT LN, FREDERICKSBURG, VA 22408-0484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Aug 4, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 8828 JACKS SUMMIT LN, FREDERICKSBURG, VA 22408-0484 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220008197 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 220008197 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 8828 JACKS SUMMIT LN, FREDERICKSBURG, VA 22408-0484 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210020991 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 210020991 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 8828 JACKS SUMMIT LN, FREDERICKSBURG, VA 22408-0484 |
| Document Number | 201700017299 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201700017299 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 17299 |
| Name | MANUFACTURERS & TRADERS TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,861.00 (+20.38%) | $659,300 (+25.99%) Land $99,600 Building $559,700 | |
| 2025 | $659,300 (+25.99%) Land $99,600 Building $559,700 | ||
| 2023 | $4,038.00 | $523,300 Land $76,500 Building $446,800 | $523,300 Land $76,500 Building $446,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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