8826 E 98th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8826 E 98th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,264 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Jun 2021)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-27-00006-0220-00008.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-27-00006-0220-00008.0`
Alternative APN	`26179`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	2,264 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	146 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	358 sqft
Patio Area	810 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8826 E 98TH AVE
City	VERO BEACH
State	FL
Zip	32967-3480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT B BLK V LOT 8 PBI 4-93
Legal Range	38E
Legal Township	31S
Legal Section	27
Legal Subdivision	VERO LAKE ESTATES UNIT B
Legal Block	V
Legal Lot Number	8
Legal Unit	B
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2005
Census Tract	50903

Owner

Source: Indian River County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
May 23, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	202143218
Deed Book / Page	3433 / 1219
Last Transfer Date	Feb 5, 2026
Transfer Doc	0038360906
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 6, 2026
Property Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480
Document Number	0038360906
Book / Page	3836 / 906
Map Reference	MB 4 PG 93
Instrument Date	Feb 5, 2026
Instrument	3120260005550
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 15, 2021
Property Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480
Document Number	0034331219
Book / Page	3433 / 1219
Map Reference	MB 4 PG 93
Instrument Date	Jun 9, 2021
Instrument	3120210043218
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TREASURE COAST TITLE SETTLEMEN, TREASURE COAST TTL & SETMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1051 NIN ST, ORLANDO, FL 32835-5136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BUTLER ST, FRANKLIN, NJ 07416-2102

Mortgage

Document Number	0034331221
Date	Jun 15, 2021
Instrument	3433/1221

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 23, 2018
Property Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480
Document Number	0031190343
Book / Page	3119 / 0343
Instrument Date	May 3, 2018
Instrument	3120180031839
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7200 SW HARBOR COVE DR, 7200, STUART, FL 34997-7400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8826 E 98TH AVE, VERO BEACH, FL 32967-3480

Mortgage

Document Number	3120180031840
Date	May 23, 2018
Instrument	3120180031840

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,074.00 (+8.98%) Homeowner's exemption	$368,019 (+3.07%) Land $42,798 Building $325,221	$368,019 (-6.06%) Land $42,798 Building $325,221
2023	$4,656.00 (+2.76%)	$357,049 (+3%)	$391,757 (+13.01%) Land $35,139 Building $356,618
2022	$4,531.00	$346,649 Land $28,832 Building $317,817	$346,649 Land $28,832 Building $317,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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