8824 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 8824 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,176 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Jun 2015)
Tax Bill	$704 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-225-009`

Property Details

APN / Parcel Number

Primary APN	`01-225-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Porch	Slab
Porch Area	42 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8824 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-9055
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	6868-050 & 6848-078
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2016
Census Tract	20100

Owner

8824 Morgan Mill Rd, a rural home, is owned and occupied by an individual who bought it in June 2015.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8824 MORGAN MILL RD, MONROE, NC 28110-9055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jan 30, 2017	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Deed Document Number	201516417
Deed Book / Page	6459 / 496
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8824 MORGAN MILL RD, MONROE, NC 28110-9055
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008566403
Date	Sep 8, 2022
Book Page	8566/403
Instrument	31628

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 30, 2017
Property Address	8824 MORGAN MILL RD, MONROE, NC 28110-9055
Document Number	686850
Book / Page	006868 / 000050
Instrument Date	Jan 13, 2017
Instrument	2627
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8824 MORGAN MILL RD MONROE NC 281109055, MONROE, NC 28110-9055

Mortgage

Document Number	686852
Date	Jan 30, 2017
Book Page	006868/000052
Instrument	2628

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8824 Morgan Mill Rd was $704.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,400 (-) Land $40,700 Building $98,700	$139,400 (-) Land $40,700 Building $98,700
2025	$704.00	$139,400 Land $40,700 Building $98,700	$139,400 Land $40,700 Building $98,700
2023	$687.00	$109,800 Land $10,800 Building $99,000	$109,800 Land $10,800 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8824 Morgan Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8824 Morgan Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Frontier DSL	70 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morgan Mill Rd

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