8823 E Bayhead Ct, Youngstown, FL 32466 Property Records

Bay County property record for 8823 E Bayhead Ct, Youngstown, FL 32466

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,792 sqft · built 1988
Lot Size	0.682 acres (29,707 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2005)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Aug 2026 Sale
Flood Zone	Zone A (high risk)
APN	`05365-063-010`

Property Details

APN / Parcel Number

Primary APN	`05365-063-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Duplex Single
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,707 sqft (0.682 acres)
Lot Dimensions	193 ft deep x 154 ft wide
Porch	Open Porch
Porch Area	384 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8823 E BAYHEAD CT
City	YOUNGSTOWN
State	FL
Zip	32466-2687
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BC15
Legal Description	BAYHEAD ESTATES U-1 126A(13.2) BEG 175 N OF SE COR LOT 14 TH W 300 N 175 NE 158.6 S 211.41 E 150 E 15 TO POB ORB 1366 P 162 ORB 2218 P 673 ORB 2650 P 424
Legal Range	13W
Legal Township	02S
Legal Section	17
Legal Subdivision	BAYHEAD ESTATES
Legal Lot Number	14
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2027
Census Tract	402

Owner

8823 E Bayhead Ct, a duplex, is owned by two individuals who bought it in August 2005.

Source: Bay County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3515 HIGH CLIFF RD, PANAMA CITY, FL 32409-4431
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2005 · Amount on File
Deed Sale	Aug 3, 2005 · Amount on File
Prior Sale	Dec 18, 2002 · Amount on File
Deed Document Number	200561199
Deed Book / Page	2650 / 424
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BAY FL
Recording Date	Aug 11, 2026
Property Address	8823 E BAYHEAD CT, YOUNGSTOWN, FL 32466-2687
Document Number	0000049294
Book / Page	5066 / 1445
Instrument Date	Aug 1, 2026
Instrument	202649294
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3515 HIGH CLIFF RD, PANAMA CITY, FL 32409-4431

Tax Assessment & Valuation

The 2025 property tax bill for 8823 E Bayhead Ct was $1,343.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$102,145 Land $22,536 Building $79,609	$102,145 Land $22,536 Building $79,609
2023	$1,287.00 (+99.84%)	$96,416 (+84.19%) Land $18,461 Building $77,955	$96,416 (+84.19%) Land $18,461 Building $77,955
2022	$644.00	$52,347 Land $16,216 Building $36,131	$52,347 Land $16,216 Building $36,131

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8823 E Bayhead Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8823 E Bayhead Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20