8820 SW 81st Loop, Ocala, FL 34481 Property Records

Marion County property record for 8820 SW 81st Loop, Ocala, FL 34481

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,649 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,290 (Mar 2019)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3531-0200-64`

Property Details

APN / Parcel Number

Primary APN	`3531-0200-64`
Alternative APNs	`3857801000` `3857801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,649 sqft Living Area
Gross Area	3,837 sqft
1st Floor Area	2,649 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	128 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	834 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	354 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8820 SW 81ST LOOP
City	OCALA
State	FL
Zip	34481-0549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 13 TWP 16 RGE 20 PLAT BOOK 013 PAGE 048 CANDLER HILLS WEST LARKHILL LOT 64
Legal Range	20E
Legal Township	16S
Legal Section	13
Legal Subdivision	CANDLER
Legal Lot Number	64
Jurisdiction	MARION FL
Township / Civil Division	FELLOWSHIP
Census Block Group	2
Census Block	2000
Census Tract	2605

Owner

Source: Marion County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8820 SW 81ST LOOP, OCALA, FL 34481-0549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Mar 13, 2019	Special Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Deed Document Number	201925370
Deed Book / Page	6929 / 1886
Last Transfer Date	May 4, 2026
Transfer Doc	0000056893
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION FL
Recording Date	May 5, 2026
Property Address	8820 SW 81ST LOOP, OCALA, FL 34481-0549
Document Number	0000056893
Book / Page	8899 / 232
Instrument Date	May 4, 2026
Instrument	202656893
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	8820 SW 81ST LOOP, OCALA, FL 34481-0549
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071991867
Date	Jun 2, 2020
Book Page	7199/1867
Instrument	2020056116

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 13, 2019
Property Address	8820 SW 81ST LOOP, OCALA, FL 34481-0549
Document Number	0069291886
Book / Page	6929 / 1886
Map Reference	MB 13 PG 48-52
Instrument Date	Mar 13, 2019
Instrument	2019025370
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MARION TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8445 SW 80TH ST, 8445, OCALA, FL 34481-9117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8820 SW 81ST LOOP, OCALA, FL 34481-0549

Mortgage

Document Number	2019025371
Date	Mar 13, 2019
Instrument	2019025371

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.52%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00 (+7.94%) Homeowner's exemption Widower's exemption	$245,597 (+5.99%)	$429,887 (+12.96%) Land $25,872 Building $404,015
2023	$3,327.00 (+2.75%) Homeowner's exemption	$231,723 (+3%) Land $32,928 Building $198,795	$380,559 (-10.15%) Land $32,928 Building $347,631
2022	$3,238.00 Homeowner's exemption	$224,974	$423,566 Land $37,632 Building $385,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ON TOP OF THE WORLD private · serves 22,383 people · EPA ID FL6424619
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Bridgenet Communications, CenturyLink.

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