8820 Rumph Rd, Silverwood, MI 48760 Property Records

Lapeer County property record for 8820 Rumph Rd, Silverwood, MI 48760

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1960
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2022)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-014-003-00`

Property Details

APN / Parcel Number

Primary APN	`018-014-003-00`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436,036 sqft (10 acres)
Garage Area	704 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8820 RUMPH RD
City	SILVERWOOD
State	MI
Zip	48760-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL B SEC 14 T10N R10E DES AS COM AT THE E 1/4 COR, TH W 2684.73 FT; TH N 569.21 FT TO TH POB; TH N 330.50 FT; TH E
Legal Range	10E
Legal Township	10N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	RICH
Census Block Group	2
Census Block	2031
Census Tract	330500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8820 RUMPH RD, SILVERWOOD, MI 48760-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	Apr 11, 1996 · Amount on Record
Deed Book / Page	3302 / 942
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	8820 RUMPH RD, SILVERWOOD, MI 48760-9508
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8820 RUMPH RD, SILVERWOOD, MI 48760-9508
Investor	Possibly a Property Investor

Mortgage

Document Number	0035020916
Date	Feb 10, 2026
Book Page	3502/916

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 5, 2022
Property Address	8820 RUMPH RD, SILVERWOOD, MI 48760-9508
Document Number	0033020942
Book / Page	3302 / 942
Instrument Date	Jun 29, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 RUMPH RD, 8820, SILVERWOOD, MI 48760-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43521 CHARLEMAGNE AVE, STERLING HEIGHTS, MI 48314-2231
Investor	Possibly a Property Investor

Mortgage

Document Number	0003302944
Date	Jul 5, 2022
Instrument	3302/944

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Rich Township
Unified School District	North Branch Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,300 (+5.96%)	$202,600 (+5.96%)
2025	$2,438.00 (+130.22%) Homeowner's exemption	$95,600 (+20.71%)	$191,200 (+20.71%)
2023		$79,200	$158,400
2022	$1,059.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northern Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rumph Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures