882 Warner Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 882 Warner Rd, Niskayuna, NY 12309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,346 sqft · built 1942
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Oct 2025)
Tax Bill	$8,374 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422400 61.11-4-25`

Property Details

APN / Parcel Number

Primary APN	`422400 61.11-4-25`
Alternative APN	`240006101100040250000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Patio Area	209 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	882 WARNER RD
City	SCHENECTADY
State	NY
Zip	12309-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	WARNER ESTATES NISKAYUNA SCHENECTADY
Legal Block	4
Legal Lot Number	25.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1008
Census Tract	31901

Owner

882 Warner Rd is owned by two individuals who bought it in October 2025.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3804 NEWBURY DR, TROY, NY 12180-9076
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 9, 2025	Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Feb 3, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Dec 27, 2000 · Amount on File
Deed Document Number	202524263
Deed Book / Page	2158 / 702
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	882 WARNER RD, SCHENECTADY, NY 12309-3132
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 WARNER RD, NISKAYUNA, NY 12309-3132

Mortgage

Document Number	0000022433
Date	Apr 28, 2022
Book Page	5222/735
Instrument	202222433

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 9, 2025
Property Address	882 WARNER RD, SCHENECTADY, NY 12309-3132
Document Number	0000024263
Instrument Date	Sep 9, 2025
Instrument	202524263
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 WARNER RD, SCHENECTADY, NY 12309-3132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3804 NEWBURY DR, TROY, NY 12180-9076
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024264
Date	Oct 9, 2025
Instrument	202524264

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 3, 2021
Property Address	882 WARNER RD, SCHENECTADY, NY 12309-3132
Document Number	0000004616
Book / Page	2051 / 528
Map Reference	MAP 1
Instrument Date	Jan 6, 2021
Instrument	202104616
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 WARNER RD, 882, NISKAYUNA, NY 12309-3132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3950 BATTERY BLVD APT 228, 228, WILLIAMSBURG, VA 23185-4784

Mortgage

Document Number	0000004617
Date	Feb 3, 2021
Instrument	202104617

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 882 Warner Rd was $8,374, up 1.4% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,374.00 (+1.39%)
2025	$8,259.00	$188,000 (-) Land $38,400 Building $149,600	$278,500 (+11.1%) Land $56,885 Building $221,615
2024		$188,000 (-) Land $38,400 Building $149,600	$250,667 (+5.32%) Land $51,200 Building $199,467
2023		$188,000 Land $38,400 Building $149,600	$238,000 Land $48,613 Building $189,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 882 Warner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 882 Warner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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