882 State Rte 97 E, Bellville, OH 44813 Property Records

Richland County property record for 882 State Rte 97 E, Bellville, OH 44813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,293 sqft · built 1900
Lot Size	1.48 acres (64,774 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Sep 2019)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Jul 2006 Line of Credit Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-34-015-16-000`

Property Details

APN / Parcel Number

Primary APN	`014-34-015-16-000`
Alternative APN	`00006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,293 sqft Living Area
1st Floor Area	630 sqft
Attic	Attic
Attic Area	567 sqft
Basement Area	567 sqft
Unfinished Basement	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum Siding
Foundation Type	Raised
Lot Area	64,774 sqft (1.48 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	460 sqft
Deck Area	529 sqft
Patio Area	529 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	882 STATE ROUTE 97 E
City	BELLVILLE
State	OH
Zip	44813-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 1.487 AC
Jurisdiction	RICHLAND OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3018
Census Tract	3002

Owner

882 State Rte 97 E is owned and occupied by two individuals who bought it in September 2019.

Source: Richland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	882 STATE ROUTE 97 E, BELLVILLE, OH 44813-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2006	Deed of Trust, Mortgage · Line of Credit AMERICAN GENERAL FINANCIAL SERVICES INC
Apr 26, 2022	Warranty Deed, Transfer
Sep 3, 2019	Survivorship Deed, Transfer · Conventional Mortgage MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Feb 11, 2004 · Amount on File
Deed Document Number	20199913
Deed Book / Page	2725 / 377
Prior Transfer Date	Dec 17, 1993
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	882 STATE ROUTE 97 E, BELLVILLE, OH 44813-1228
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01662/0266
Date	Jul 10, 2006
Book Page	1662/0266
Instrument	200600011677

Lender

Name	AMERICAN GENERAL FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	1114 LEXINGTON AVE, MANSFIELD, OH 44907

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 26, 2022
Property Address	882 STATE ROUTE 97 E, BELLVILLE, OH 44813-1228
Document Number	002990/344
Book / Page	2990 / 344
Instrument Date	Apr 26, 2022
Instrument	202200005261
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	807 BOWMAN ST, MANSFIELD, OH 44903-4105

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 3, 2019
Property Address	882 STATE ROUTE 97 E, BELLVILLE, OH 44813-1228
Document Number	02725/0377
Book / Page	2725 / 0377
Instrument Date	Aug 15, 2019
Instrument	201900009913
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 STATE ROUTE 97 E, BELLVILLE, OH 44813-1228

Mortgage

Document Number	201900009914
Date	Sep 3, 2019
Instrument	201900009914

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	162 Months
Due	Mar 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 882 State Rte 97 E was $1,390 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Jefferson Township
Unified School District	Clear Fork Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00	$36,440 (-) Land $12,950 Building $23,490
2024	$1,390.00 (-2.46%) Homeowner's exemption	$36,440 (-) Land $12,950 Building $23,490
2023	$1,425.00 (+13.64%) Homeowner's exemption	$36,440 (+21.67%) Land $12,950 Building $23,490	$104,100 Land $36,990 Building $67,110
2022	$1,254.00 Homeowner's exemption	$29,950 Land $12,080 Building $17,870
2020			$85,570 Land $34,500 Building $51,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 882 State Rte 97 E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2011–2013)
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 882 State Rte 97 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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