882 State Line Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 882 State Line Rd, Loretto, TN 38469

Property Summary

Property Type	General Agricultural/Rural
Details	2.5 ba · 1,260 sqft · built 1994
Lot Size	34.9 acres (1,521,986 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Aug 2022)
Tax Bill	$635 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050177 02702`

Property Details

APN / Parcel Number

Primary APN	`050177 02702`
Alternative APNs	`050177 02706` `177 02706` `177 02702`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,521,986 sqft (34.9 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	882 STATE LINE RD
City	LORETTO
State	TN
Zip	38469-2547
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1075
Census Tract	960700

Owner

Source: Lawrence County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	882 STATE LINE RD, LORETTO, TN 38469-2547
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer
Feb 16, 2022	Warranty Deed, Transfer
Feb 16, 2022	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Dec 18, 2020	Deed of Trust, Mortgage FIRST METRO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	20225297
Deed Book / Page	685 / 960
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	0000005297
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Nov 18, 2025
Property Address	17 S FRENCH RD, LORETTO, TN 38469-1500
Document Number	0000805125
Book / Page	805 / 125
Instrument Date	Nov 18, 2025
Instrument	25006662
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S FRENCH RD, LORETTO, TN 38469-1500

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Feb 16, 2022
Property Address	882 STATE LINE RD, LORETTO, TN 38469-2547
Document Number	0000665794
Book / Page	665 / 794
Instrument Date	Feb 15, 2022
Instrument	22001121
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S FRENCH RD, LORETTO, TN 38469-1500

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Feb 16, 2022
Property Address	882 STATE LINE RD, LORETTO, TN 38469-2547
Document Number	0000665778
Book / Page	665 / 778
Instrument Date	Feb 15, 2022
Instrument	22001119
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S FRENCH RD, LORETTO, TN 38469-1500

Mortgage

Document Number	0022001120
Date	Feb 16, 2022
Instrument	22001120

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	17 S FRENCH RD, LORETTO, TN 38469-1500
Document Number	618525
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 S FRENCH RD LORETTO TN 384691500, LORETTO, TN 38469-1500

Mortgage

Document Number	618525
Date	Jan 5, 2021
Book Page	000618/000525
Instrument	49

Lender

Name	FIRST METRO BK
Type	Bank
Address	MUSCLE SHOALS, AL 35661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00 (-35.99%)	$31,575 (-36.02%) Land $7,600 Building $23,975
2024	$992.00	$49,350 (-) Land $4,175 Building $45,175
2023	$992.00 (-25.13%)	$49,350 (-25.14%) Land $4,175 Building $45,175
2022	$1,325.00	$65,925 Land $10,700 Building $55,225	$169,300 Land $73,400 Building $95,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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