882 Split Rock Trl, Hixson, TN 37343 Property Records

Hamilton County property record for 882 Split Rock Trl, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,125 sqft · built 2023
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jan 2022)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	May 2024 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073 001.17`

Property Details

APN / Parcel Number

Primary APN	`073 001.17`
Alternative APN	`0000154432`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,125 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Lot Dimensions	269 ft deep x 261 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000154432
Old Parcel Number	073 001.17
Street Address	882 SPLIT ROCK TRL
City	HIXSON
State	TN
Zip	37343-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 65 FALLING WATER HEIGHTS PB77 PG82 OUT OF 72-113 FOR 2005
Legal Subdivision	FALLING WATER HEIGHT
Legal Lot Number	65
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	10434

Owner

Source: Hamilton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	882 SPLIT ROCK TRL, HIXSON, TN 37343-1978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK
Jan 5, 2022	Special Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	202215
Deed Book / Page	12798 / 580
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	882 SPLIT ROCK TRL, HIXSON, TN 37343-1978
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 SPLIT ROCK TRL, HIXSON, TN 37343-1978

Mortgage

Document Number	0000000105
Date	May 17, 2024
Book Page	13595/270
Instrument	2024051700105

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	882 SPLIT ROCK TRL, HIXSON, TN 37343-1978
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 UNION AVE, CHATTANOOGA, TN 37404-3624

Mortgage

Document Number	0000000106
Date	Aug 5, 2022
Book Page	13050/492
Instrument	2022080500106

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2023

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 5, 2022
Property Address	882 SPLIT ROCK TRL, HIXSON, TN 37343-1978
Document Number	0000000015
Book / Page	12798 / 580
Map Reference	MB 77 PG 62
Instrument Date	Dec 30, 2021
Instrument	2022010500015
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 SPLIT ROCK TRAIL, CHATTANOOGA, TN 37422

Mortgage

Document Number	0012798585
Date	Jan 5, 2022
Instrument	12798/585

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00 (-2.47%)	$192,400 (+43.96%)	$769,600 (+43.96%) Land $55,000 Building $714,600
2024	$2,990.00 (+193.14%)	$133,650 (+195.69%)	$534,600 (+195.69%) Land $50,000 Building $484,600
2023	$1,020.00	$45,200	$180,800 Land $50,000 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	16 (1995–2020)
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2020 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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