882 Pepper Tree Ln, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 882 Pepper Tree Ln, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,725 sqft · built 1959
Lot Size	0.204 acres (8,905 sqft)
Owner	2 Company Names on Record
Last Sale	$1,525,000 (Aug 2017)
Tax Bill	$20,666 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`290-25-078`

Property Details

APN / Parcel Number

Primary APN	`290-25-078`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,905 sqft (0.204 acres)
Lot Dimensions	137 ft deep x 65 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	882 PEPPER TREE LN
City	SANTA CLARA
State	CA
Zip	95051-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2
Legal Subdivision	SANTA CLARA HOMESTEAD ASSN
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	505403

Owner

Source: Santa Clara County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Grant Deed, Transfer MORTGAGE CONNECT LP
Sep 24, 2026	Grant Deed, Transfer · Line of Credit MORTGAGE MORTGAGE
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 18, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Feb 9, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 18, 2017	Grant Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Dec 18, 2014 · Amount on Record
Deed Document Number	201723731743
Last Transfer Date	Sep 15, 2026
Transfer Doc	0026055415
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2026
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0026055417
Instrument Date	Sep 15, 2026
Instrument	202626055417
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 24, 2026
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0026055415
Instrument Date	Sep 15, 2026
Instrument	202626055415
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0000055416,
Date	Sep 24, 2026
Instrument	202655416

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0025061246
Date	Aug 11, 2021
Instrument	25061246

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.62%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0024435762
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	882 PEPPER TREE LN SANTA CLARA CA 950515227, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0024435762
Date	Mar 20, 2020
Instrument	24435762

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0024118545
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	882 PEPPER TREE LN SANTA CLARA CA 950515227, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0024118545
Date	Feb 19, 2019
Instrument	24118545

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 18, 2017
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0023731743
Map Reference	MR E PG505
Instrument Date	Aug 9, 2017
Instrument	23731743
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0023731744
Date	Aug 18, 2017
Instrument	23731744

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Mortgage

Document Number	0023731745
Date	Aug 18, 2017
Instrument	23731745

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0023587413
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	882 PEPPER TREE LN SANTA CLARA CA 950515227, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0023587413
Date	Feb 23, 2017
Instrument	23587413

Lender

Name	STAR ONE CU
Type	Bank
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	882 PEPPER TREE LN, SANTA CLARA, CA 95051-5227
Document Number	0023587414
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	882 PEPPER TREE LN SANTA CLARA CA 950515227, SANTA CLARA, CA 95051-5227

Mortgage

Document Number	0023587414
Date	Feb 23, 2017
Instrument	23587414

Lender

Name	STAR ONE CU
Type	Bank
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,769,888 (+2%) Land $1,508,759 Building $261,129
2025	$20,666.00 (+4.9%)	$1,735,185 (+4.04%) Land $1,479,176 Building $256,009
2023	$19,700.00 (+1.74%)	$1,667,808 Land $1,421,739 Building $246,069
2022	$19,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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