882 Palace Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 882 Palace Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,462 sqft · built 2006
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2021)
Tax Bill	$7,238 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-24-0210`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-24-0210`
Alternative APNs	`8168065` `195073`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	195073
Street Address	882 PALACE AVE
City	SAINT PAUL
State	MN
Zip	55102-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHEL & ROBERTSONS ADDITION LOT 6 BLK 10
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	MICHEL & ROBERTSONS ADDITION
Legal Block	10
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1015
Census Tract	36700

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	882 PALACE AVE, SAINT PAUL, MN 55102-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 24, 2020	Quit Claim Deed, Transfer ROYAL PACIFIC FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	20212697554
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	0002673087
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 23, 2021
Property Address	882 PALACE AVE, SAINT PAUL, MN 55102-3307
Document Number	0T02697554
Instrument Date	Apr 16, 2021
Instrument	T02697554
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 PALACE AVE, SAINT PAUL, MN 55102-3307

Mortgage

Document Number	0T02697555
Date	Apr 23, 2021
Instrument	T02697555

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 24, 2020
Property Address	882 PALACE AVE, SAINT PAUL, MN 55102-3307
Document Number	0002673087
Instrument Date	Jul 10, 2020
Instrument	2673087
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	882 PALACE AVE ST PAUL MN 551023307, ST PAUL, MN 55102-3307

Mortgage

Document Number	2673088
Date	Aug 24, 2020
Instrument	2673088

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,000 (+10.55%) Land $40,000 Building $418,000	$458,000 (+10.55%) Land $40,000 Building $418,000
2025	$7,238.00 (+21.69%)
2023	$5,948.00 Homeowner's exemption	$414,300 Land $40,000 Building $374,300	$414,300 Land $40,000 Building $374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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