882 McDonald Cir, Commerce, GA 30529 Property Records

Banks County property record for 882 McDonald Cir, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1964
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`B53 079`

Property Details

APN / Parcel Number

Primary APN	`B53 079`
Alternative APN	`3722`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Heated Area
1st Floor Area	1,508 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	102,366 sqft (2.35 acres)
Garage Area	325 sqft

Exterior Amenities

Porch	Patio
Porch Area	232 sqft
Shed	1 Shed
Shed Area	1,040 sqft
Utility Building	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3722
Street Address	882 MCDONALD CIR
City	COMMERCE
State	GA
Zip	30529-6255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB32-185
Legal Subdivision	PRESTON R SANDERS
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	2
Census Block	2013
Census Tract	970400

Owner

882 McDonald Cir is owned by two individuals who acquired it in March 2021.

Source: Banks County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1358 MOUNTAIN CREEK DR, PENDERGRASS, GA 30567-3014
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021
Deed Sale	Mar 11, 2021
Prior Sale	Feb 14, 2008 · Amount on File
Deed Document Number	2021244
Deed Book / Page	499 / 604
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	000360/343
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 11, 2021
Property Address	882 MCDONALD CIR, COMMERCE, GA 30529-6255
Document Number	000499/604
Book / Page	499 / 604
Instrument Date	Mar 11, 2021
Instrument	2021-000244
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1358 MOUNTAIN CREEK DR, PENDERGRASS, GA 30567-3014

Tax Assessment & Valuation

The 2025 property tax bill for 882 McDonald Cir was $1,896, up 2.9% from the year before.

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (+2.88%)	$99,308 (+6.12%) Land $19,786 Building $79,522	$248,268 (+6.12%) Land $49,464 Building $198,804
2024	$1,843.00 (+26.58%)	$93,584 (+30.74%) Land $17,987 Building $75,597	$233,960 (+30.74%) Land $44,967 Building $188,993
2023	$1,456.00 (+13.31%)	$71,582 (+16.98%) Land $15,346 Building $56,236	$178,954 (+16.98%) Land $38,364 Building $140,590
2022	$1,285.00	$61,193 Land $13,665 Building $47,528	$152,984 Land $34,163 Building $118,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 882 McDonald Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 882 McDonald Cir is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	25 / 3