882 E 1100 N Rd, Onarga, IL 60955 Property Records

Iroquois County property record for 882 E 1100 N Rd, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (May 2018)
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31 05 400 005`

Property Details

APN / Parcel Number

Primary APN	`31 05 400 005`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	882 E 1100 NORTH RD
City	ONARGA
State	IL
Zip	60955-7672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.5@ SE SE
Jurisdiction	IROQUOIS IL
Township / Civil Division	ARTESIA
Census Block Group	1
Census Block	1153
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	882 E 1100 NORTH RD, ONARGA, IL 60955-7672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
May 24, 2018	Warranty Deed, Transfer · ARM IROQUOIS FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Deed Document Number	20181537
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	882 E 1100 NORTH RD, ONARGA, IL 60955-7672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 E 1100 NORTH RD, ONARGA, IL 60955-7672

Mortgage

Document Number	20R4074
Date	Dec 7, 2020
Instrument	20R4074

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 24, 2018
Property Address	882 E 1100 NORTH RD, ONARGA, IL 60955-7672
Document Number	18R1537
Instrument Date	May 24, 2018
Instrument	18R1537
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 E 1100 NORTH RD, 882, ONARGA, IL 60955-7672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	882 E 1100 NORTH RD, ONARGA, IL 60955-7672

Mortgage

Document Number	18R1538
Date	May 24, 2018
Instrument	18R1538

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.62%
Index	1-Year CMT
Margin	4
Max Rate	11.6%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Artesia Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,738.00 (+73.74%)	$65,610 (+26.56%) Land $2,950 Building $62,660	$196,830 (+26.56%) Land $8,850 Building $187,980
2022	$2,727.00 Homeowner's exemption	$51,840 Land $2,330 Building $49,510	$155,520 Land $6,990 Building $148,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: T-Mobile.

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