882 Cobden Way, Galt, CA 95632 Property Records

Sacramento County property record for 882 Cobden Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,133 sqft · built 1993
Lot Size	0.206 acres (8,972 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Oct 2001)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0690-081-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0690-081-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
1st Floor Area	1,133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,972 sqft (0.206 acres)
Garage Area	854 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	882 COBDEN WAY
City	GALT
State	CA
Zip	95632-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 02A, LOT 89
Legal Subdivision	RIVER OAKS 02A
Legal Lot Number	89
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2010
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	882 COBDEN WAY, GALT, CA 95632-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage IMPERIUM LENDING LLC
Dec 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2001 · Amount on Record
Deed Sale	Oct 9, 2001 · Amount on Record
Deed Book / Page	20011009 / 65
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	882 COBDEN WAY, GALT, CA 95632-3410
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 COBDEN WAY, GALT, CA 95632-3410

Mortgage

Document Number	0000000703
Date	Jun 29, 2021
Instrument	202106290703

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	882 COBDEN WAY, GALT, CA 95632-3410
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 COBDEN WAY, GALT, CA 95632-3410

Mortgage

Document Number	0000000541
Date	Mar 30, 2026
Instrument	202603300541

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	882 COBDEN WAY, GALT, CA 95632-3410
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 653, GALT, CA 95632-0653

Mortgage

Document Number	0000000259
Date	Dec 16, 2022
Instrument	2022121600259

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	882 COBDEN WAY, GALT, CA 95632-3410
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 COBDEN WAY, GALT, CA 95632-3410

Mortgage

Document Number	6290000000703
Date	Jun 29, 2021
Book Page	20210629/703

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,618 (+2%) Land $90,397 Building $160,221
2025	$2,931.00 (+4.31%)	$245,705 (+4.04%) Land $88,625 Building $157,080
2024	$2,810.00 (+1.63%)
2023	$2,765.00 (-0.58%)	$236,166 Land $85,185 Building $150,981
2022	$2,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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