Clay County property record for 882 Bethabara Rd, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1990 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2022) |
| Tax Bill | $557 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 640900419860 |
| Primary APN | 640900419860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 660 sqft Heated Area |
| Year Built | Built 1990 |
|---|---|
| Lot Area | 98,881 sqft (2.27 acres) |
| Account Number | 621124000 |
|---|---|
| Street Address | 882 BETHABARA RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1166 BETHABARA |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SHOOTING CREEK |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 950101 |
Source: Clay County records · APN 640900419860
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 160 HIGH POINT BLVD APT B, B, BOYNTON BEACH, FL 33435-6713 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2022 | Deed of Trust, Mortgage · Line of Credit XCEL FCU |
| Jun 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Sep 04, 2009 · Amount on Record |
| Deed Document Number | 0000046634 |
| Deed Book / Page | 466 / 34 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 882 BETHABARA RD, HAYESVILLE, NC 28904-5208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000S16/33 |
|---|---|
| Date | Nov 07, 2022 |
| Book Page | S16/33 |
| Instrument | 2022002905 |
| Name | XCEL FCU |
|---|---|
| Type | Credit Union |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 22, 2022 |
| Property Address | 882 BETHABARA RD, HAYESVILLE, NC 28904-5208 |
| Document Number | 0000466/34 |
| Book / Page | 466 / 34 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022001675 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 882 BETHABARA RD, HAYESVILLE, NC 28904-5208 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $557.00 (+21.88%) | $97,400 (-) Land $33,300 Building $64,100 | $97,400 (-) Land $33,300 Building $64,100 |
| 2023 | $457.00 | $97,400 Land $33,300 Building $64,100 | $97,400 Land $33,300 Building $64,100 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019, rainfall accumulation |
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blue Ridge Mountain Electric Membership | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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