8818 Tidesebb Ct, Columbia, MD 21045 Property Records

Howard County property record for 8818 Tidesebb Ct, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,181 sqft · built 1973
Lot Size	0.177 acres (7,720 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Mar 2020)
Tax Bill	$5,669 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-082309`

Property Details

APN / Parcel Number

Primary APN	`16-082309`
Alternative APN	`082309`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,181 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,720 sqft (0.177 acres)
Garage Type	Basement
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	082309
Street Address	8818 TIDESEBB CT
City	COLUMBIA
State	MD
Zip	21045-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT K 4 S 1 8818 TIDESEBB CT VIL LONGREACH
Legal Subdivision	VILLAGE LONG REACH
Legal Lot Number	K 4
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3004
Census Tract	606607

Owner

8818 Tidesebb Ct is owned and occupied by an individual who bought it in March 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	8818 TIDESEBB CT, COLUMBIA, MD 21045-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit APL FCU
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Jun 10, 2005 · Amount on File
Deed Book / Page	19219 / 326
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8818 TIDESEBB CT, COLUMBIA, MD 21045-2515
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8818 TIDESEBB CT, COLUMBIA, MD 21045-2515

Mortgage

Document Number	0220720488
Date	Aug 10, 2023
Book Page	22072/488

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 2, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8818 TIDESEBB CT, COLUMBIA, MD 21045-2515
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202140358
Date	Feb 11, 2021
Book Page	20214/358

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 5, 2020
Property Address	8818 TIDESEBB CT, COLUMBIA, MD 21045-2515
Document Number	0192190326
Book / Page	019219 / 000326
Instrument Date	Mar 2, 2020
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8818 TIDESEBB CT COLUMBIA MD 210452515, COLUMBIA, MD 21045-2515

Mortgage

Document Number	192190330
Date	Mar 5, 2020
Book Page	019219/000330

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8818 Tidesebb Ct was $5,669 with a homeowner's exemption, down 9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,669.00 (-9.03%) Homeowner's exemption	$484,400 (+9.67%) Land $227,200 Building $257,200	$484,400 (-) Land $227,200 Building $257,200
2025	$6,232.00 Homeowner's exemption	$441,700	$484,400 Land $227,200 Building $257,200
2023		$356,300 Land $172,200 Building $184,100	$356,300 Land $172,200 Building $184,100
2022	$3,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8818 Tidesebb Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8818 Tidesebb Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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