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8818 131st Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 8818 131st Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,974 sqft · built 2004
Lot Size0.91 acres (39,654 sqft)
OwnerIndividual Name on Record
Last Sale$20,500 (Dec 2003)
Tax Bill$6,210 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-02S-13E-08257-020020

Property Details

APN / Parcel Number

Primary APN28-02S-13E-08257-020020
Alternative APN
  • 08257020020

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,974 sqft Living Area
1st Floor Area2,974 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,654 sqft (0.91 acres)
Garage Area388 sqft
Patio Area715 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8818 131ST RD
CityLIVE OAK
StateFL
Zip32060-4403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 1.01 ACRES LOT 2 SAVANNAH PLANTATION PHASE II ORB 1064 P 141-42 WD YR 04
Legal Range13E
Legal Township02S
Legal Section28
Legal SubdivisionSAVANNAH PLANTATION
Legal Phase2
Legal Lot Number2
Legal Unit2
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1004
Census Tract970402

Owner

Source: Suwannee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8818 131ST RD, LIVE OAK, FL 32060-4403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 29, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2003 · Amount on Record
Deed SaleDec 22, 2003 · Amount on Record
Deed Document Number2003312125567
Deed Book / Page1064 / 141
Last Transfer DateSep 21, 2026
Transfer Doc0000010115
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 23, 2026
Property Address8818 131ST RD, LIVE OAK, FL 32060-4403
Document Number0000010115
Book / Page2733 / 448
Instrument DateSep 21, 2026
Instrument202610115
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8818 131ST RD, LIVE OAK, FL 32060-4403

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address8818 131ST RD, LIVE OAK, FL 32060-4403
Document Number0000214838
Instrument DateApr 29, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address8818 131ST RD LIVE OAK FL 320604403, LIVE OAK, FL 32060-4403

Mortgage

Document Number0000214838
DateMay 13, 2019
Book Page002117/000166
Instrument214838
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 12, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,210.00 (+80.58%)$400,779 (+64.58%) Land $24,600 Building $376,179$400,779 (+12.57%) Land $24,600 Building $376,179
2024$3,439.00 (+2.53%)
2023$3,354.00 (+2.69%) Homeowner's exemption$243,510 (+3%)$356,038 (+35.52%) Land $17,200 Building $338,838
2022$3,266.00 Homeowner's exemption$236,417$262,724 Land $17,200 Building $245,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

May also be available: Xfinity.

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