8817 Valley St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 8817 Valley St, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,135 sqft · built 1978
Lot Size	0.903 acres (39,300 sqft)
Owner	Individual Name on File
Tax Bill	$3,360 (2023)
Deeds & Mortgages	Aug 2020 Loan Modification Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08034A0006.000000`

Property Details

APN / Parcel Number

Primary APN	`08034A0006.000000`
Alternative APNs	`5670 49 3306` `6143520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,295 sqft
Upper Floors Area	840 sqft
Basement Area	345 sqft
Finished Basement	345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,300 sqft (0.903 acres)
Lot Dimensions	262 ft deep x 150 ft wide
Garage Type	Finished
Garage Area	504 sqft
Driveway	Concrete Driveway
Driveway Area	1,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	55 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	108 sqft
Bath House	888 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	6143520
Street Address	8814 VALLEY ST
City	MOUNT PLEASANT
State	NC
Zip	28124-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LTS 6 & P/O 7 HILLTOP ACRES
Legal Subdivision	HILLTOP ACRES
Legal Lot Number	6
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	2
Census Block	2034
Census Tract	41702

Owner

8817 Valley St, a single family home, is owned by an individual.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 502, MOUNT PLEASANT, NC 28124-0502
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Loan Modification, Mortgage FIRST BK
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	8817 VALLEY ST, MT PLEASANT, NC 28124
Document Number	14466117
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	14466117
Date	Sep 2, 2020
Book Page	014466/000117
Instrument	29560

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27404

Agreement

Term	300 Months
Due	Sep 1, 2045

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 19, 2017
Property Address	8817 VALLEY ST, MT PLEASANT, NC 28124
Document Number	12812102
Book / Page	012812 / 000102
Instrument Date	Dec 18, 2017
Instrument	32676
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8930 CRESTWOOD DR MOUNT PLEASANT NC 281247661, MOUNT PLEASANT, NC 28124-7661

Mortgage

Document Number	12812106
Date	Dec 19, 2017
Book Page	012812/000106
Instrument	32677

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Mount Pleasant Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,500 Land $118,500 Building $320,000
2024			$438,500 (+62.47%) Land $118,500 Building $320,000
2023	$3,360.00	$269,890 Land $45,000 Building $224,890	$269,890 Land $45,000 Building $224,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8817 Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8817 Valley St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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