8816 E 44th Dr, Sumas, WA 98295 Property Records

Whatcom County property record for 8816 E 44th Dr, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,579 sqft · built 1999
Lot Size	9.19 acres (400,752 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (Jun 2023)
Tax Bill	$9,412 (2025)
Deeds & Mortgages	Jun 2023 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`570025`

Property Details

APN / Parcel Number

Primary APN	`570025`
Alternative APNs	`400414 487478 0000` `137424` `540675`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,579 sqft Living Area
1st Floor Area	1,880 sqft
2nd Floor Area	1,700 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	400,752 sqft (9.19 acres)
Garage Type	Built-in
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	233 sqft
Deck Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	540675
Street Address	8816 E 44TH DR
City	SUMAS
State	WA
Zip	98295-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10A
Legal Description	W 1/2 E 1/2 NE NE-EXC W 30 FT THEREOF-TOG WI ESMT REC AF 1218381-LESS RDS-EXC PTN LY WLY OF LI DAF-BEAP N 88 DEG 26' 00\ W 62
Legal Range	04
Legal Township	40
Legal Section	14
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	2
Census Block	2010
Census Tract	10101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1255 W PARK ST, LYNDEN, WA 98264-9574
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 5, 2020	Warranty Deed, Transfer UMPQUA BK
Apr 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	2023-0602250
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 29, 2023
Property Address	8816 E 44TH DR, SUMAS, WA 98295-8410
Document Number	0000602250
Instrument Date	Jun 26, 2023
Instrument	2023-0602250
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$18,195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 W PARK ST, LYNDEN, WA 98264-9574

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8816 E 44TH DR, SUMAS, WA 98295-8410
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302892
Date	Mar 24, 2022
Instrument	2022-0302892

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 5, 2020
Property Address	8816 E 44TH DR, SUMAS, WA 98295-8410
Document Number	2200500459
Instrument Date	Apr 10, 2020
Instrument	500459
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,790.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 4010 EVERSON WA 98247, EVERSON, WA 98247

Mortgage

Document Number	2200500460
Date	May 5, 2020
Instrument	500460

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 21, 2017
Property Address	8816 E 44TH DR, SUMAS, WA 98295-8410
Document Number	2170402234
Instrument Date	Apr 21, 2017
Instrument	402234
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,412.00 (+34.11%)	$1,010,593 (+19.15%) Land $267,400 Building $743,193	$1,010,593 (+19.15%) Land $267,400 Building $743,193
2022		$848,201 Land $339,908 Building $508,293	$848,201 Land $339,908 Building $508,293
2021	$7,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMAS RURAL WATER ASSOCIATION private · serves 612 people · EPA ID WA5384850
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

May also be available: AT&T, Pogozone powered by Neubeam, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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