8815 Dement Ct, Waldorf, MD 20603 Property Records

Charles County property record for 8815 Dement Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,238 sqft · built 1983
Lot Size0.518 acres (22,591 sqft)
OwnerIndividual Name on Record
Last Sale$349,000 (May 2018)
Tax Bill$153 (2023)
Deeds & MortgagesMay 2022 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-121152

Property Details

APN / Parcel Number

Primary APN06-121152
Alternative APNs
  • 6121152
  • 121152

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,238 sqft Total Area
1st Floor Area2,238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,591 sqft (0.518 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area356 sqft
Deck Area372 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number121152
Old Parcel Number6121152
Street Address8815 DEMENT CT
CityWALDORF
StateMD
Zip20603-6045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionL-65 PLAT 4-.518 AC EUTAW FOREST SUB
Legal SubdivisionEUTAW FOREST SUB
Legal Lot Number65
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1001
Census Tract850712

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8815 DEMENT CT, WALDORF, MD 20603-6045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · VA Mortgage
PLANET HOME LENDING LLC
Oct 6, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED MILITARY MORTGAGE LLC
Aug 6, 2019Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC
May 30, 2018Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2018 · Amount on Record
Deed SaleMay 30, 2018 · Amount on Record
Prior SaleSep 26, 2012 · Amount on Record
Deed Document Number0010276344
Deed Book / Page10276 / 344
Record UpdatedJun 7, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address8815 DEMENT CT, WALDORF, MD 20603-6045
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0125470331
DateMay 11, 2022
Book Page12547/331
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address8815 DEMENT CT, WALDORF, MD 20603-6045
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address8815 DEMENT CT, WALDORF, MD 20603-6045

Mortgage

Document Number0113630001
DateOct 6, 2020
Book Page11363/1
Lender
NameUNITED MILITARY MORTGAGE LLC
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address8815 DEMENT CT, WALDORF, MD 20603-6045
Document Number0107550414
Instrument DateAug 6, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyELEVATED NATIONAL SETTLEMENT SERVICES, ELEVATED NAT'L SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address8815 DEMENT CT WALDORF MD 206036045, WALDORF, MD 20603-6045

Mortgage

Document Number0107550414
DateAug 23, 2019
Book Page010755/000414
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateMay 30, 2018
Property Address8815 DEMENT CT, WALDORF, MD 20603-6045
Document Number0102760344
Book / Page010276 / 000344
Instrument DateMay 8, 2018
Transaction TypeTransfer
Record UpdatedJun 11, 2018
Title CompanyLAKESIDE TITLE COMPANY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$349.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address8815 DEMENT CT WALDORF MD 206036045, WALDORF, MD 20603-6045

Mortgage

Document Number102760352
DateMay 30, 2018
Book Page010276/000352
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$153.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$375,267$463,600 Land $120,300 Building $343,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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