8811 Desert Cloud Ln, Houston, TX 77040 Property Records

Harris County property record for 8811 Desert Cloud Ln, Houston, TX 77040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,426 sqft · built 2001
Lot Size	0.191 acres (8,318 sqft)
Owner	2 Individual Names on File
Last Sale	$309,400 (Mar 2020)
Tax Bill	$6,234 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`120-410-001-0008`

Property Details

APN / Parcel Number

Primary APN	`120-410-001-0008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
1st Floor Area	2,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,318 sqft (0.191 acres)
View / Lot	Primary
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1204100010008
Street Address	8811 DESERT CLOUD LN
City	HOUSTON
State	TX
Zip	77040-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 1 LAUREL CREEK SEC 4
Legal Subdivision	LAUREL CREEK SEC 4
Legal Block	1
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1000
Census Tract	534205

Owner

8811 Desert Cloud Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6003 BLACK GUM DR, HOUSTON, TX 77092-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Vendor's Lien, Transfer · Conventional Mortgage ZB NA
Dec 21, 2017	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ECU MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Dec 21, 2017 · Amount on File
Deed Document Number	202095605
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0000095605
Record Updated	Oct 29, 2026

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 3, 2020
Property Address	8811 DESERT CLOUD LN, HOUSTON, TX 77040-6906
Document Number	0000095605
Map Reference	MF 430069
Instrument Date	Feb 28, 2020
Instrument	2020-095605
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6003 BLACK GUM DR, HOUSTON, TX 77092-1220

Mortgage

Document Number	0000095606
Date	Mar 3, 2020
Instrument	2020-095606

Lender

Name	ZB NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Dec 21, 2017
Property Address	8811 DESERT CLOUD LN, HOUSTON, TX 77040-6906
Document Number	0000561524
Map Reference	FILE430069
Instrument Date	Nov 30, 2017
Instrument	20170561524
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	NORTH STAR TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HOUSTON, TX 77389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 DESERT CLOUD LN, HOUSTON, TX 77040-6906

Mortgage

Document Number	0000561525
Date	Dec 21, 2017
Instrument	20170561525

Lender

Name	ECU MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 8811 Desert Cloud Ln was $6,234 with a homeowner's exemption, up 137.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,269 (+3.59%) Land $76,727 Building $339,542	$416,269 (+3.59%) Land $76,727 Building $339,542
2025	$6,234.00 (+137.76%) Homeowner's exemption	$401,839 Land $76,727 Building $325,112	$401,839 Land $76,727 Building $325,112
2024	$2,622.00
2023		$421,696 Land $76,727 Building $344,969	$421,696 Land $76,727 Building $344,969
2022	$2,181.00
2020	$1,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8811 Desert Cloud Ln in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	3 (2001–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8811 Desert Cloud Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDFERN FOREST UTILITY DISTRICT serves 7,170 people · EPA ID TX1010924
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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