8810 Pine Tree Dr, Lakeland, FL 33809 Property Records

Polk County property record for 8810 Pine Tree Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,176 sqft · built 1985
Lot Size	0.909 acres (39,587 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2022)
Tax Bill	$3,631 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-05-000000-024020`

Property Details

APN / Parcel Number

Primary APN	`24-27-05-000000-024020`
Alternative APNs	`052724000000024020` `52724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	2,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	39,587 sqft (0.909 acres)
Lot Dimensions	300 ft deep x 132 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	396 sqft
Porch	Screened/Unfinished Porch
Porch Area	144 sqft
Shed	1 Shed
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8810 PINE TREE DR
City	LAKELAND
State	FL
Zip	33809-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	S 132 FT OF N 1488 FT OF W 330 FT OF S 2310 FT OF SE1/4 LESS E 30 FT BEING LOT 24 TRACT 1 UNRE PINEGLEN
Legal Range	24E
Legal Township	27S
Legal Section	05
Legal Subdivision	BEVERLY HILLS ESTATES
Legal Tract	1
Legal Block	1
Legal Lot Number	24
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1000
Census Tract	12303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8810 PINE TREE DR, LAKELAND, FL 33809-1668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	2022274493
Deed Book / Page	12452 / 1174
Prior Transfer Date	Oct 1, 2013
Prior Transfer Doc	0090870684
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 18, 2022
Property Address	8810 PINE TREE DR, LAKELAND, FL 33809-1668
Document Number	0000274493
Book / Page	12452 / 1174
Instrument Date	Oct 6, 2022
Instrument	2022274493
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 FENTRESS LN, 780, BEREA, KY 40403-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8810 PINE TREE DR, LAKELAND, FL 33809-1668

Mortgage

Document Number	0124521176
Date	Oct 18, 2022
Instrument	12452/1176

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8810 PINE TREE DR, LAKELAND, FL 33809-1668
Document Number	0109391872
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8819 PINE TREE DR LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number	0109391872
Date	Aug 14, 2019
Book Page	010939/001872
Instrument	170718

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,782 (+2.7%)	$352,406 (+9.75%) Land $37,310 Building $315,096
2025	$3,631.00 (-14%)	$321,112 (+4.33%) Land $37,310 Building $283,802	$321,112 (-13.52%) Land $37,310 Building $283,802
2024	$4,222.00 (+5.39%)
2023	$4,006.00 (+35.48%) Homeowner's exemption	$307,773 (+35.12%)	$371,296 (+10.94%) Land $36,400 Building $334,896
2022	$2,957.00 Homeowner's exemption	$227,772	$334,674 Land $24,024 Building $310,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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