881 Stratford Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 881 Stratford Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1956
Lot Size	0.22 acres (9,600 sqft)
Owner	Company Name on Record
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-234-14-00`

Property Details

APN / Parcel Number

Primary APN	`258-234-14-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	881 STRATFORD DR
City	ENCINITAS
State	CA
Zip	92024-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BLK B LOT 17 S 1/2 TR 002141
Legal Subdivision	ENCINITAS HIGHLANDS
Legal Tract	002141
Legal Block	B
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	17501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1912, IDYLLWILD, CA 92549-1912
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 6, 2013
Transfer Doc	0000591081
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	881 STRATFORD DR, ENCINITAS, CA 92024-4550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 STRATFORD DR, ENCINITAS, CA 92024-4550

Mortgage

Document Number	0000701457
Date	Nov 9, 2020
Instrument	2020-0701457

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	881 STRATFORD DR, ENCINITAS, CA 92024-4550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 STRATFORD DR, ENCINITAS, CA 92024-4550

Mortgage

Document Number	0000701456
Date	Nov 9, 2020
Instrument	2020-0701456

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$113,286 (+2%) Land $62,883 Building $50,403
2025	$2,004.00 (+13.86%)	$111,065 (+4.04%) Land $61,650 Building $49,415
2023	$1,760.00 (-9.18%)	$106,755 Land $59,257 Building $47,498
2022	$1,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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