881 Saint James Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 881 Saint James Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,266 sqft · built 1937
Lot Size	0.154 acres (6,713 sqft)
Owner	2 Individual Names on File
Last Sale	$155,500 (Dec 2019)
Tax Bill	$3,598 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11170 P:0255`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11170 P:0255`
Alternative APN	`111700255`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	6,713 sqft (0.154 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	111700255
Street Address	881 SAINT JAMES AVE
City	SPRINGFIELD
State	MA
Zip	01104-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CENTRAL PLACE
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4010
Census Tract	800201

Owner

881 Saint James Ave is owned and occupied by two individuals who bought it in December 2019.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	881 SAINT JAMES AVE, SPRINGFIELD, MA 01104-2819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK HOLYOKE
Dec 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	201978156
Deed Book / Page	23027 / 64
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	0000078156
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 27, 2026
Property Address	881 SAINT JAMES AVE, SPRINGFIELD, MA 01104-2819
Document Number	0026307-61
Book / Page	26307 / 61
Instrument Date	Apr 22, 2026
Instrument	202618151
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018151,
Date	Apr 27, 2026
Book Page	26307/61
Instrument	202618151

Lender

Name	PEOPLES BANK HOLYOKE

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 30, 2019
Property Address	881 SAINT JAMES AVE, SPRINGFIELD, MA 01104-2819
Document Number	23027-64
Book / Page	23027 / 64
Instrument Date	Dec 16, 2019
Instrument	78156
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 CHESTNUT ST, SPRINGFIELD, MA 01107-1633
Investor	Possibly a Property Investor

Mortgage

Document Number	78157
Date	Dec 30, 2019
Instrument	78157

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 881 Saint James Ave was $3,598, down 7.8% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,598.00 (-7.77%)	$232,700 (-6.47%) Land $37,200 Building $195,500	$262,135 (+1.56%)
2025	$3,901.00	$248,800 Land $38,800 Building $210,000	$258,115 (+1.72%)
2024			$253,745
2023	$3,886.00	$227,900 Land $34,300 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 881 Saint James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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