881 Oldfield Rd, Moneta, VA 24121 Property Records

Franklin County property record for 881 Oldfield Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,086 sqft · built 1984
Lot Size	0.944 acres (41,121 sqft)
Owner	Individual Name on File
Last Sale	$444,000 (Apr 2017)
Tax Bill	$3,966 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015 03-080 00`

Property Details

APN / Parcel Number

Primary APN	`015 03-080 00`
Alternative APN	`3205`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,086 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	2,800 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,121 sqft (0.944 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	572 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3205
Street Address	881 OLDFIELD RD
City	MONETA
State	VA
Zip	24121-5859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TWIN COVES LOT 20 & 21 SECTION 1
Legal Subdivision	TWIN COVES
Legal Lot Number	20 & 21
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1001
Census Tract	20104

Owner

881 Oldfield Rd is owned and occupied by an individual who bought it in April 2017.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	881 OLDFIELD RD, MONETA, VA 24121-5859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit RIDGE VIEW LPO
Apr 10, 2017	Grant Deed, Transfer · Conventional Mortgage NORTHWEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Deed Document Number	20172183
Deed Book / Page	1091 / 967
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	881 OLDFIELD RD, MONETA, VA 24121-5859
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 OLDFIELD RD, MONETA, VA 24121-5859

Mortgage

Document Number	0012080216
Date	Jan 10, 2024
Book Page	1208/216
Instrument	240000164

Lender

Name	RIDGE VIEW LPO
Type	Bank
Address	HARDY, VA 24101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 10, 2017
Property Address	881 OLDFIELD RD, MONETA, VA 24121-5859
Document Number	0010910967
Book / Page	001091 / 000967
Instrument Date	Apr 5, 2017
Instrument	2183
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	881 OLDFIELD RD MONETA VA 24121, MONETA, VA 24121

Mortgage

Document Number	10910970
Date	Apr 10, 2017
Book Page	001091/000970
Instrument	2184

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 881 Oldfield Rd was $3,966.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,966.00	$922,500 Land $222,000 Building $700,500	$922,500 Land $222,000 Building $700,500
2023	$3,036.00	$497,800 (-) Land $215,000 Building $282,800	$497,800 (-) Land $215,000 Building $282,800
2022		$497,800 Land $215,000 Building $282,800	$497,800 Land $215,000 Building $282,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 881 Oldfield Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 881 Oldfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband, Xfinity, ZiTEL.

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